NYMT New York Mortgage Trust, Inc.
$7.11
Real Estate Investment Trust 85%
P/FFO × Default REIT Multiple
Strong · Conviction

Undervalued

Trading 65.1% below fair value

You pay $7.11
Bear $16.76
Fair $20.35
Bull $23.94
Bear $16.76 +135.8% $1.38 FFO × 14x
Fair $20.35 +186.2% $1.38 FFO × 17x
Bull $23.94 +236.7% $1.38 FFO × 20x

Key Value Driver

FFO/share ($1.38) × default P/FFO multiple

Implied Market Multiple 5.2x

Summary

Our base-case estimate uses P/FFO × Default REIT Multiple. We then blend that result with the average analyst price target of $11.25 from 19 analysts, using a 25% weight on analyst consensus. That produces an estimated intrinsic value of $20.35 per share.

Warnings

Standard profit figures are misleading for real estate companies — large non-cash accounting charges make profits look artificially low. Dividend yield and funds from operations are better measures.
Dividend yield of 12.5% is unusually high — make sure the company generates enough cash to keep paying it.
Wall Street's average price target is $11.25 (from 19 analysts). Our estimate is 108% above the consensus -- consider that gap carefully.

Key Risks

  • P/E and EV/EBITDA are structurally wrong for REITs — use P/FFO and NAV
  • Interest rate sensitivity: REIT multiples compress when rates rise
  • FFO approximation (NI + D&A) may include gains on property sales — verify