Profitability
Weight: 25%
C-
45
Scored using ROA (NIM proxy) — financial-archetype substitution.
- 5yr Avg ROA 0.8%
- Operating Margin Trend -5.17 pp/yr
NWBI
Northwest Bancshares, Inc.
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 20%
C-
47
Scored using ROTCE — financial-archetype substitution.
- 5yr Avg ROTCE 9.2%
- 5yr Share-Count CAGR 3.7%
Growth Quality
Weight: 10%
B-
67
Scored using BVPS — financial-archetype substitution.
- 5yr BVPS CAGR 13.1%
- 5yr EPS CAGR -6.6%
- Positive-EPS Years (5) 5/5
Cash Generation
Weight: 5%
A+
96
Scored using OCF/NI — banks have no FCF concept.
- 5yr OCF/NI 1.16x
Balance Sheet
Weight: 30%
C+
62
Scored using Equity/Assets — financial-archetype substitution.
- Equity / Assets 11.3%
- Interest Coverage (EBIT/Int) 0.73x
Stability
Weight: 10%
B-
68
- EPS Volatility (σ/μ) 0.25
- Piotroski F-Score 6
- Negative-Revenue Years (5) 1/5
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.Not enough curated-guru data to call a flow.
- Cooperman new