Profitability
Weight: 25%
B-
67
Scored using ROA (NIM proxy) — financial-archetype substitution.
- 5yr Avg ROA 1.2%
- Operating Margin Trend -0.37 pp/yr
NRIM
Northrim BanCorp, Inc.
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 20%
A
91
Scored using ROTCE — financial-archetype substitution.
- 5yr Avg ROTCE 15.9%
- 5yr Share-Count CAGR -2.6%
Growth Quality
Weight: 10%
A+
97
Scored using BVPS — financial-archetype substitution.
- 5yr BVPS CAGR 24.0%
- 5yr EPS CAGR 17.6%
- Positive-EPS Years (5) 5/5
Cash Generation
Weight: 5%
A
93
Scored using OCF/NI — banks have no FCF concept.
- 5yr OCF/NI 1.80x
Balance Sheet
Weight: 30%
B-
64
Scored using Equity/Assets — financial-archetype substitution.
- Equity / Assets 9.9%
- Interest Coverage (EBIT/Int) 2.01x
Stability
Weight: 10%
C-
45
- EPS Volatility (σ/μ) 0.60
- Piotroski F-Score 6
- Negative-Revenue Years (5) 2/5
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.1 of 1 gurus held; 1 added.
- Holders
- 1
- Avg Δ position
- +27.0%
- New buys
- 0
- Full exits
- 0
- Wood increased +27%