Profitability
Weight: 25%
B
70
Scored using ROA (NIM proxy) — financial-archetype substitution.
- 5yr Avg ROA 0.6%
- Operating Margin Trend +4.21 pp/yr
NRDS
NerdWallet, Inc.
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 20%
F
18
Scored using ROTCE — financial-archetype substitution.
- 5yr Avg ROTCE 1.3%
- 5yr Share-Count CAGR 3.1%
Growth Quality
Weight: 10%
C
56
Scored using BVPS — financial-archetype substitution.
- 5yr BVPS CAGR 0.5%
- 5yr EPS CAGR 64.1%
- Positive-EPS Years (5) 2/5
Cash Generation
Weight: 5%
A
90
Scored using OCF/NI — banks have no FCF concept.
- 5yr OCF/NI 2.53x
Balance Sheet
Weight: 30%
A+
100
Scored using Equity/Assets — financial-archetype substitution.
- Equity / Assets 81.2%
- Interest Coverage (EBIT/Int) 116.00x
Stability
Weight: 10%
C+
58
- EPS Volatility (σ/μ) 0.62
- Piotroski F-Score 7
- Negative-Revenue Years (5) 0/5
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.2 of 2 gurus held; 1 added; 1 trimmed.
- Holders
- 2
- Avg Δ position
- +87.9%
- New buys
- 0
- Full exits
- 0