Profitability
Weight: 25%
A+
98
Scored using ROA (NIM proxy) — financial-archetype substitution.
- 5yr Avg ROA 2.1%
- Operating Margin Trend +1.51 pp/yr
NNI
Nelnet, Inc.
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 20%
B-
65
Scored using ROTCE — financial-archetype substitution.
- 5yr Avg ROTCE 8.6%
- 5yr Share-Count CAGR -1.1%
Growth Quality
Weight: 10%
B+
80
Scored using BVPS — financial-archetype substitution.
- 5yr BVPS CAGR 13.1%
- 5yr EPS CAGR 3.2%
- Positive-EPS Years (5) 5/5
Cash Generation
Weight: 5%
A
90
Scored using OCF/NI — banks have no FCF concept.
- 5yr OCF/NI 2.46x
Balance Sheet
Weight: 30%
B+
79
Scored using Equity/Assets — financial-archetype substitution.
- Equity / Assets 26.2%
- Interest Coverage (EBIT/Int) 2.06x
Stability
Weight: 10%
C+
59
- EPS Volatility (σ/μ) 0.46
- Piotroski F-Score 7
- Negative-Revenue Years (5) 1/5
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.1 of 2 gurus held; 1 trimmed; 1 full exit.
- Holders
- 1 -1
- Avg Δ position
- -69.1%
- New buys
- 0
- Full exits
- 1