NMIH
NMI Holdings, Inc.
$37.40
-0.36
(-0.95%)
Mkt Cap
2.84B
Volume
390,172
52W Range
34.84-43.2
Sector
Financial Services
Beta
0.59
EPS (TTM)
5.00
P/E Ratio
7.48
Revenue (TTM)
716.41M
Rev Growth (5Y)
+10.1%
EPS Growth (5Y)
+17.9%
AlphaVal · Fair Value
$91.03
Undervalued · Strong
58.9% below fair value
AlphaQuality · Grade
A
Banks, Insurers & Asset Managers
90.7 / 100 composite
Company Description
NMI Holdings, Inc. provides private mortgage guaranty insurance services in the United States. The company offers mortgage insurance services; and outsourced loan review services to mortgage loan originators. It serves national and regional mortgage banks, money center banks, credit unions, community banks, builder-owned mortgage lenders, internet-sourced lenders, and other non-bank lenders. NMI Holdings, Inc. was incorporated in 2011 and is headquartered in Emeryville, California.
Track Record
Showing latest 4 periods • Swipe for more
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 705.58M | 650.97M | 579.00M | 524.46M | 485.64M | 436.19M | 370.11M | 273.63M | 178.64M | 121.92M | 55.51M | 22.21M |
| Net Income | 388.93M | 360.11M | 322.11M | 292.90M | 231.13M | 171.57M | 171.96M | 107.93M | 22.05M | 64.00M | (27.79M) | (48.91M) |
| EPS | 5.01 | 4.51 | 3.91 | 3.45 | 2.70 | 2.20 | 2.54 | 1.66 | 0.37 | 1.11 | -0.47 | -0.84 |
| Free Cash Flow | 412.52M | 386.70M | 333.31M | 302.82M | 313.48M | 240.44M | 198.19M | 137.80M | 59.25M | 60.47M | N/A | N/A |
| FCF / Share | 5.31 | 4.84 | 4.04 | 3.57 | 3.66 | 3.08 | 2.93 | 2.12 | 0.99 | 1.02 | N/A | N/A |
| Operating CF | 419.30M | 393.60M | 342.68M | 313.39M | 325.72M | 252.60M | 208.15M | 145.86M | 67.76M | 71.94M | N/A | N/A |
| Total Assets | 3.84B | 3.35B | 2.94B | 2.52B | 2.45B | 2.17B | 1.36B | 1.09B | 894.85M | 839.90M | N/A | N/A |
| Total Debt | 417.03M | 415.15M | 397.60M | 396.05M | 394.62M | 393.30M | 145.76M | 146.76M | 143.88M | 144.35M | N/A | N/A |
| Cash & Equiv | 43.94M | 54.22M | 95.35M | 42.25M | 73.48M | 121.38M | 38.43M | 23.88M | 19.20M | 47.75M | N/A | N/A |
| Book Value | 2.59B | 2.22B | 1.93B | 1.61B | 1.57B | 1.37B | 930.42M | 701.50M | 509.08M | 475.51M | N/A | N/A |
| Return on Equity | 0.15 | 0.16 | 0.17 | 0.18 | 0.15 | 0.13 | 0.18 | 0.15 | 0.04 | 0.13 | N/A | N/A |
| Metric | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 183.47M | 180.47M | 178.68M | 173.78M | 173.25M | 166.50M | 166.09M | 162.12M | 156.25M | 151.38M | 148.16M | 142.69M |
| Net Income | 99.33M | 94.22M | 96.00M | 96.15M | 102.56M | 86.17M | 92.81M | 92.08M | 89.05M | 83.41M | 83.95M | 80.28M |
| EPS | 1.30 | 1.23 | 1.24 | 1.23 | 1.31 | 1.09 | 1.17 | 1.15 | 1.10 | 1.03 | 1.02 | 0.97 |
| Free Cash Flow | 114.99M | 60.09M | 126.27M | 126.71M | 99.44M | 34.42M | 132.45M | 115.95M | 109.39M | 28.64M | 117.48M | 98.87M |
| FCF / Share | 1.51 | 0.78 | 1.63 | 1.62 | 1.27 | 0.44 | 1.66 | 1.45 | 1.36 | 0.35 | 1.43 | 1.19 |
| Operating CF | 116.09M | 61.74M | 128.05M | 128.36M | 101.15M | 35.82M | 128.42M | 117.79M | 111.57M | 30.12M | 120.83M | 101.91M |
| Total Assets | 3.91T | 3.84B | 3.73B | 3.59B | 3.46B | 3.35B | 3.32B | 3.10B | 3.01B | 2.94B | 2.76B | 2.69B |
| Total Debt | 417.52M | 417.03M | 416.55M | 416.07M | 415.61M | 415.15M | 414.69M | 414.25M | 398.00M | 397.60M | 397.20M | 396.81M |
| Cash & Equiv | 70.68B | 43.94M | 130.44M | 84.01M | 74.12M | 54.22M | 133.23M | 61.48M | 138.59M | 95.35M | 174.21M | 71.10M |
| Book Value | 2.63T | 2.59B | 2.51B | 2.42B | 2.32B | 2.22B | 2.20B | 2.05B | 1.98B | 1.93B | 1.79B | 1.75B |
| Return on Equity | 0.00 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.05 | 0.05 | 0.04 | 0.05 | 0.05 |
NMIH News
NMI Holdings: Attractive Even With Peaking Earnings (Upgrade)
NMIH Stock Trading at a Discount to Industry at 1.08X: Time to Hold?
NMI Holdings, Inc. to Participate in Upcoming Investor Conferences
This $4 Million NMI Holdings Sale Comes as the Insurer Grows Book Value 15%
NMI Holdings Q1 Earnings, Revenues Top, Insurance in Force Rises Y/Y
Here's What Key Metrics Tell Us About NMI Holdings (NMIH) Q1 Earnings
NMI Holdings, Inc. (NMIH) Q1 2026 Earnings Call Transcript
NMI Holdings (NMIH) Tops Q1 Earnings and Revenue Estimates
NMI Holdings, Inc. Reports First Quarter 2026 Financial Results
Arch Capital Group (ACGL) Q1 Earnings Beat Estimates