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NIC Nicolet Bankshares, Inc.
Banks, Insurers & Asset Managers
B 73.5 / 100 composite

AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.

Profitability

Weight: 25%
A 88

Scored using efficiency ratio — bank-archetype substitution.

  • Efficiency Ratio (FY2025) 50.7%
  • Efficiency Ratio Trend -1.20 pp/yr

Capital Efficiency

Weight: 15%
D 36
  • 5yr Avg ROE 9.0%
  • 5yr Share-Count CAGR 7.9%

Growth Quality

Weight: 15%
A+ 96

Scored using revenue growth cross-checked against efficiency-ratio trend — bank-archetype substitution.

  • 5yr Revenue CAGR 21.0%
  • Efficiency Ratio Trend (growth quality check) -1.20 pp/yr
  • Revenue-Growth Years (5) 5/5

Cash Generation

Weight: 15%
D+ 42

Scored using efficiency-ratio stability — bank-archetype substitution.

  • Efficiency Ratio Stability (σ) 0.06

Balance Sheet

Weight: 20%
A 91

Scored using equity-to-assets — bank-archetype substitution.

  • Equity / Assets 13.7%

Stability

Weight: 10%
B 72
  • EPS Volatility (σ/μ) 0.44
  • Negative-Revenue Years (5) 0/5
  • Piotroski F-Score 9

Guru Flow

Curated superinvestor sentiment — not part of the AlphaQuality grade.
Not Followed

Not held by any curated guru.