Back
NIC Nicolet Bankshares, Inc.
Banks, Insurers & Asset Managers
B- 66.0 / 100 composite

AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.

Profitability

Weight: 25%
C+ 61

Scored using ROA (NIM proxy) — financial-archetype substitution.

  • 5yr Avg ROA 1.1%
  • Operating Margin Trend -0.82 pp/yr

Capital Efficiency

Weight: 20%
C- 50

Scored using ROTCE — financial-archetype substitution.

  • 5yr Avg ROTCE 11.2%
  • 5yr Share-Count CAGR 8.4%

Growth Quality

Weight: 10%
A+ 96

Scored using BVPS — financial-archetype substitution.

  • 5yr BVPS CAGR 14.8%
  • 5yr EPS CAGR 15.8%
  • Positive-EPS Years (5) 5/5

Cash Generation

Weight: 5%
A+ 99

Scored using OCF/NI — banks have no FCF concept.

  • 5yr OCF/NI 1.34x

Balance Sheet

Weight: 30%
B- 68

Scored using Equity/Assets — financial-archetype substitution.

  • Equity / Assets 13.7%
  • Interest Coverage (EBIT/Int) 1.14x

Stability

Weight: 10%
C 56
  • EPS Volatility (σ/μ) 0.44
  • Piotroski F-Score 4
  • Negative-Revenue Years (5) 0/5

Guru Flow

Curated superinvestor sentiment — not part of the AlphaQuality grade.
Not Followed

Not held by any curated guru.