Profitability
Weight: 25%
D+
42
Scored using ROA (NIM proxy) — financial-archetype substitution.
- 5yr Avg ROA 0.7%
- Operating Margin Trend -11.46 pp/yr
NFBK
Northfield Bancorp, Inc.
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 20%
C+
61
Scored using ROTCE — financial-archetype substitution.
- 5yr Avg ROTCE 5.8%
- 5yr Share-Count CAGR -4.7%
Growth Quality
Weight: 10%
C+
58
Scored using BVPS — financial-archetype substitution.
- 5yr BVPS CAGR 8.0%
- 5yr EPS CAGR -65.8%
- Positive-EPS Years (5) 5/5
Cash Generation
Weight: 5%
A
90
Scored using OCF/NI — banks have no FCF concept.
- 5yr OCF/NI 14.41x
Balance Sheet
Weight: 30%
C+
61
Scored using Equity/Assets — financial-archetype substitution.
- Equity / Assets 12.0%
- Interest Coverage (EBIT/Int) 0.15x
Stability
Weight: 10%
C+
60
- EPS Volatility (σ/μ) 0.52
- Piotroski F-Score 8
- Negative-Revenue Years (5) 1/5
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.2 of 2 gurus held; 1 added; 1 trimmed.
- Holders
- 2
- Avg Δ position
- -15.6%
- New buys
- 0
- Full exits
- 0