Profitability
Weight: 25%
A+
100
Scored using efficiency ratio — bank-archetype substitution.
- Efficiency Ratio (FY2025) 39.8%
- Efficiency Ratio Trend -10.26 pp/yr
NEWT
NewtekOne, Inc.
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 15%
C+
58
- 5yr Avg ROE 16.2%
- 5yr Share-Count CAGR 3.9%
Growth Quality
Weight: 15%
A+
96
Scored using revenue growth cross-checked against efficiency-ratio trend — bank-archetype substitution.
- 5yr Revenue CAGR 28.3%
- Efficiency Ratio Trend (growth quality check) -10.26 pp/yr
- Revenue-Growth Years (5) 4/5
Cash Generation
Weight: 15%
F
0
Scored using efficiency-ratio stability — bank-archetype substitution.
- Efficiency Ratio Stability (σ) 0.38
Balance Sheet
Weight: 20%
A+
94
Scored using equity-to-assets — bank-archetype substitution.
- Equity / Assets 14.5%
Stability
Weight: 10%
C+
58
- EPS Volatility (σ/μ) 0.32
- Negative-Revenue Years (5) 1/5
- Piotroski F-Score 4
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.1 of 1 gurus held; 1 trimmed; 1 full exit.
- Holders
- 1
- Avg Δ position
- -16.1%
- New buys
- 0
- Full exits
- 1