Profitability
Weight: 25%
D-
33
- 5yr Avg ROIC -2.9%
- Operating Margin Trend +7.30 pp/yr
NCNO
nCino, Inc.
AlphaQuality composite grade, weighted for platform & compounding fcf businesses.
⚠ 4 of the last 5 fiscal years showed negative net income — AlphaQuality will not grade above F for persistent unprofitability in a platform & compounding fcf business.
Grade overrides the 30.0 pillar composite — hard gates always win.
Capital Efficiency
Weight: 15%
F
1
- 5yr Avg ROE -4.3%
- 5yr Share-Count CAGR 5.5%
Growth Quality
Weight: 25%
A+
100
- 5yr Revenue CAGR 23.8%
- Revenue-Growth Years (5) 5/5
Cash Generation
Weight: 20%
C
53
- 5yr FCF Margin 3.5%
- 5yr FCF/NI Conversion 15.94x
Balance Sheet
Weight: 10%
D+
43
- Net Debt / EBITDA 2.87x
- Interest Coverage (EBIT/Int) 1.38x
- Altman Z-Score 2.47
Stability
Weight: 5%
A
88
- Negative-Revenue Years (5) 0/5
- Piotroski F-Score 7
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.3 of 3 gurus held; 2 added; 1 full exit.
- Holders
- 3
- Avg Δ position
- +24.4%
- New buys
- 0
- Full exits
- 1
- Wood sold -100%
- Greenblatt increased +49%
- Dalio increased