Profitability
Weight: 25%
D
33
- 5yr Avg ROIC -2.6%
- Operating Margin Trend +7.30 pp/yr
NCNO
nCino, Inc.
AlphaQuality composite grade, weighted for platform & compounding fcf businesses.
⚠ 4 of the last 5 fiscal years showed negative net income — AlphaQuality will not grade above F for persistent unprofitability in a platform & compounding fcf business.
Grade overrides the 30.0 pillar composite — hard gates always win.
Capital Efficiency
Weight: 15%
F
3
- 5yr Avg ROE -4.3%
- 5yr Share-Count CAGR 4.3%
Growth Quality
Weight: 25%
B
72
- 5yr Revenue CAGR 21.4%
- 5yr EPS CAGR 0.0%
- Revenue-Growth Years (5) 5/5
Cash Generation
Weight: 20%
C
53
- 5yr FCF Margin 3.5%
- 5yr FCF/NI Conversion 15.94x
Balance Sheet
Weight: 10%
F
10
- Net Debt / EBITDA 51.07x
- Interest Coverage (EBIT/Int) 0.21x
- Altman Z-Score 1.90
Stability
Weight: 5%
A+
93
- EPS Volatility (σ/μ) 0.00
- Piotroski F-Score 7
- Negative-Revenue Years (5) 0/5
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.3 of 3 gurus held; 3 added; 1 full exit.
- Holders
- 3
- Avg Δ position
- +79.8%
- New buys
- 0
- Full exits
- 1
- Dalio sold -100%
- Greenblatt increased +146%
- Wood increased +14%