Profitability
Weight: 25%
A+
100
Scored using efficiency ratio — bank-archetype substitution.
- Efficiency Ratio (FY2026) 38.0%
- Efficiency Ratio Trend -3.36 pp/yr
NBN
Northeast Bank
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 15%
B+
76
- 5yr Avg ROE 16.4%
- 5yr Share-Count CAGR 0.2%
Growth Quality
Weight: 15%
A+
96
Scored using revenue growth cross-checked against efficiency-ratio trend — bank-archetype substitution.
- 5yr Revenue CAGR 21.3%
- Efficiency Ratio Trend (growth quality check) -3.36 pp/yr
- Revenue-Growth Years (5) 4/5
Cash Generation
Weight: 15%
F
2
Scored using efficiency-ratio stability — bank-archetype substitution.
- Efficiency Ratio Stability (σ) 0.14
Balance Sheet
Weight: 20%
A-
85
Scored using equity-to-assets — bank-archetype substitution.
- Equity / Assets 11.6%
Stability
Weight: 10%
D
38
- EPS Volatility (σ/μ) 0.77
- Negative-Revenue Years (5) 1/5
- Piotroski F-Score 4
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.Not enough curated-guru data to call a flow.
- Wood new