Profitability
Weight: 25%
B-
68
Scored using efficiency ratio — bank-archetype substitution.
- Efficiency Ratio (FY2025) 63.3%
- Efficiency Ratio Trend -2.21 pp/yr
NBHC
National Bank Holdings Corporation
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 15%
D+
39
- 5yr Avg ROE 9.3%
- 5yr Share-Count CAGR 4.2%
Growth Quality
Weight: 15%
A-
84
Scored using revenue growth cross-checked against efficiency-ratio trend — bank-archetype substitution.
- 5yr Revenue CAGR 10.5%
- Efficiency Ratio Trend (growth quality check) -2.21 pp/yr
- Revenue-Growth Years (5) 3/5
Cash Generation
Weight: 15%
F
19
Scored using efficiency-ratio stability — bank-archetype substitution.
- Efficiency Ratio Stability (σ) 0.09
Balance Sheet
Weight: 20%
A
92
Scored using equity-to-assets — bank-archetype substitution.
- Equity / Assets 14.0%
Stability
Weight: 10%
C-
50
- EPS Volatility (σ/μ) 0.55
- Negative-Revenue Years (5) 2/5
- Piotroski F-Score 7
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.1 of 1 gurus held; 1 trimmed; 1 full exit.
- Holders
- 1
- Avg Δ position
- -49.8%
- New buys
- 0
- Full exits
- 1