Profitability
Weight: 25%
C
54
Scored using ROA (NIM proxy) — financial-archetype substitution.
- 5yr Avg ROA 1.1%
- Operating Margin Trend -2.67 pp/yr
NBHC
National Bank Holdings Corporation
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 20%
C-
47
Scored using ROTCE — financial-archetype substitution.
- 5yr Avg ROTCE 10.4%
- 5yr Share-Count CAGR 5.3%
Growth Quality
Weight: 10%
B
71
Scored using BVPS — financial-archetype substitution.
- 5yr BVPS CAGR 13.9%
- 5yr EPS CAGR -1.4%
- Positive-EPS Years (5) 5/5
Cash Generation
Weight: 5%
A+
93
Scored using OCF/NI — banks have no FCF concept.
- 5yr OCF/NI 1.78x
Balance Sheet
Weight: 30%
B-
68
Scored using Equity/Assets — financial-archetype substitution.
- Equity / Assets 14.0%
- Interest Coverage (EBIT/Int) 0.83x
Stability
Weight: 10%
D+
44
- EPS Volatility (σ/μ) 0.55
- Piotroski F-Score 5
- Negative-Revenue Years (5) 2/5
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.1 of 2 gurus held; 1 trimmed; 1 full exit.
- Holders
- 1 -1
- Avg Δ position
- -51.0%
- New buys
- 0
- Full exits
- 1