Profitability
Weight: 25%
A
91
Scored using ROA (NIM proxy) — financial-archetype substitution.
- 5yr Avg ROA 11.2%
- Operating Margin Trend +0.50 pp/yr
MTG
MGIC Investment Corporation
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 20%
A
90
Scored using ROTCE — financial-archetype substitution.
- 5yr Avg ROTCE 14.5%
- 5yr Share-Count CAGR -10.5%
Growth Quality
Weight: 10%
A+
95
Scored using BVPS — financial-archetype substitution.
- 5yr BVPS CAGR 21.5%
- 5yr EPS CAGR 14.1%
- Positive-EPS Years (5) 5/5
Cash Generation
Weight: 5%
A
89
Scored using OCF/NI — banks have no FCF concept.
- 5yr OCF/NI 0.99x
Balance Sheet
Weight: 30%
A+
100
Scored using Equity/Assets — financial-archetype substitution.
- Equity / Assets 77.5%
- Interest Coverage (EBIT/Int) 27.94x
Stability
Weight: 10%
D+
44
- EPS Volatility (σ/μ) 0.39
- Piotroski F-Score 4
- Negative-Revenue Years (5) 3/5
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.2 of 3 gurus held; 1 added; 1 full exit.
- Holders
- 2 -1
- Avg Δ position
- +109.9%
- New buys
- 0
- Full exits
- 1