Profitability
Weight: 25%
B-
65
Scored using loss ratio — insurer-archetype substitution.
- Loss Ratio 5.1%
- Loss Ratio Trend +9.17 pp/yr
MTG
MGIC Investment Corporation
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 15%
A-
87
- 5yr Avg ROE 15.0%
- 5yr Share-Count CAGR -8.9%
Growth Quality
Weight: 10%
F
17
Scored using premium growth cross-checked against loss-ratio trend — insurer-archetype substitution.
- 5yr Premium CAGR -1.1%
- Loss Ratio Trend (growth quality check) +9.17 pp/yr
- Revenue-Growth Years (5) 2/5
Cash Generation
Weight: 15%
A
92
Scored using reserve development and loss-ratio stability — insurer-archetype substitution.
- Reserve Development 16.1%
- Loss Ratio Stability (σ) 0.13
Balance Sheet
Weight: 25%
B+
80
Scored using premiums-to-surplus — insurer-archetype substitution.
- Premiums / Surplus 0.19x
- Interest Coverage (EBIT/Int) 27.94x
Stability
Weight: 10%
C-
47
- EPS Volatility (σ/μ) 0.39
- Negative-Revenue Years (5) 3/5
- Piotroski F-Score 5
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.2 of 2 gurus held; 1 added; 1 full exit.
- Holders
- 2
- Avg Δ position
- +9.0%
- New buys
- 0
- Full exits
- 1