Profitability
Weight: 25%
D-
30
- 5yr Avg ROIC -11.4%
- Operating Margin Trend +7.65 pp/yr
MQ
Marqeta, Inc.
AlphaQuality composite grade, weighted for platform & compounding fcf businesses.
⚠ 4 of the last 5 fiscal years showed negative net income — AlphaQuality will not grade above F for persistent unprofitability in a platform & compounding fcf business.
Grade overrides the 30.0 pillar composite — hard gates always win.
Capital Efficiency
Weight: 15%
D
34
- 5yr Avg ROE -14.7%
- 5yr Share-Count CAGR -3.9%
Growth Quality
Weight: 25%
C-
46
- 5yr Revenue CAGR 4.8%
- 5yr EPS CAGR 0.0%
- Revenue-Growth Years (5) 3/5
Cash Generation
Weight: 20%
B
72
- 5yr FCF Margin 9.2%
- 5yr FCF/NI Conversion 2.04x
Balance Sheet
Weight: 10%
A-
82
- Net Debt / EBITDA -76.46x
- Interest Coverage (EBIT/Int) 30.00x
- Altman Z-Score 1.45
Stability
Weight: 5%
A-
80
- EPS Volatility (σ/μ) 0.00
- Piotroski F-Score 6
- Negative-Revenue Years (5) 2/5
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.3 of 4 gurus held; 1 added; 2 trimmed; 1 full exit.
- Holders
- 3 -1
- Avg Δ position
- -29.0%
- New buys
- 0
- Full exits
- 1
- Greenblatt sold -100%
- Dalio decreased -89%
- Wood increased +28%