Profitability
Weight: 25%
F
15
Scored using efficiency ratio — bank-archetype substitution.
- Efficiency Ratio (FY2023) 81.1%
- Efficiency Ratio Trend +0.79 pp/yr
MOFG
MidWestOne Financial Group, Inc.
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 15%
D-
28
- 5yr Avg ROE 4.0%
- 5yr Share-Count CAGR 2.7%
Growth Quality
Weight: 15%
D-
29
Scored using revenue growth cross-checked against efficiency-ratio trend — bank-archetype substitution.
- 5yr Revenue CAGR -0.7%
- Efficiency Ratio Trend (growth quality check) +0.79 pp/yr
- Revenue-Growth Years (5) 3/5
Cash Generation
Weight: 15%
D-
32
Scored using efficiency-ratio stability — bank-archetype substitution.
- Efficiency Ratio Stability (σ) 0.07
Balance Sheet
Weight: 20%
B
72
Scored using equity-to-assets — bank-archetype substitution.
- Equity / Assets 9.0%
Stability
Weight: 10%
D+
42
- EPS Volatility (σ/μ) 0.51
- Negative-Revenue Years (5) 2/5
- Piotroski F-Score 4
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.Not enough curated-guru data to call a flow.
- Cooperman sold -100%