Profitability
Weight: 25%
C+
59
Scored using loss ratio — insurer-archetype substitution.
- Loss Ratio 58.3%
- Loss Ratio Trend +0.30 pp/yr
MKL
Markel Corporation
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 15%
B
72
- 5yr Avg ROE 11.1%
- 5yr Share-Count CAGR -1.6%
Growth Quality
Weight: 10%
B-
63
Scored using premium growth cross-checked against loss-ratio trend — insurer-archetype substitution.
- 5yr Premium CAGR 9.2%
- Loss Ratio Trend (growth quality check) +0.30 pp/yr
- Revenue-Growth Years (5) 3/5
Cash Generation
Weight: 15%
A+
98
Scored using reserve development and loss-ratio stability — insurer-archetype substitution.
- Reserve Development 5.6%
- Loss Ratio Stability (σ) 0.03
Balance Sheet
Weight: 25%
A-
82
Scored using premiums-to-surplus — insurer-archetype substitution.
- Premiums / Surplus 0.47x
- Interest Coverage (EBIT/Int) 14.27x
Stability
Weight: 10%
D+
44
- EPS Volatility (σ/μ) 0.64
- Negative-Revenue Years (5) 2/5
- Piotroski F-Score 6
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.4 of 4 gurus held; 1 new buy; 2 added; 1 trimmed; 1 full exit.
- Holders
- 4
- Avg Δ position
- +69.6%
- New buys
- 1
- Full exits
- 1