MHO M/I Homes, Inc.
$129.82
Cyclical & Capital-Intensive 80%
Normalized Earnings × Cycle Multiple
Strong · Conviction

Undervalued

Trading 48.9% below fair value

You pay $129.82
Bear $194.47
Fair $254.09
Bull $313.70
Bear $194.47 +49.8% $16.21 × 14x + net cash
Fair $254.09 +95.7% $16.21 × 18x + net cash
Bull $313.70 +141.6% $16.21 × 22x + net cash

Key Value Driver

Through-cycle normalized EPS ($16.21)

Implied Market Multiple 8.0x

Summary

Our base-case estimate uses Normalized Earnings × Cycle Multiple. We then blend that result with the average analyst price target of $165.00 from 10 analysts, using a 20% weight on analyst consensus. That produces an estimated intrinsic value of $254.09 per share.

Warnings

Wall Street's average price target is $165.00 (from 10 analysts). Our estimate is 67% above the consensus -- consider that gap carefully.

Key Risks

  • Standard 10-year DCF produces unreliable terminal values for cyclicals
  • 'Cheap' P/E at cycle peak is the most common value trap — normalize first
  • Captive finance subsidiaries have different risk profiles from manufacturing