Profitability
Weight: 25%
A+
100
Scored using loss ratio — insurer-archetype substitution.
- Loss Ratio -0.0%
- Loss Ratio Trend -90.09 pp/yr
MET
MetLife, Inc.
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 15%
A-
81
- 5yr Avg ROE 12.2%
- 5yr Share-Count CAGR -6.1%
Growth Quality
Weight: 10%
B-
66
Scored using premium growth cross-checked against loss-ratio trend — insurer-archetype substitution.
- 5yr Premium CAGR 3.4%
- Loss Ratio Trend (growth quality check) -90.09 pp/yr
- Revenue-Growth Years (5) 3/5
Cash Generation
Weight: 15%
F
23
Scored using reserve development and loss-ratio stability — insurer-archetype substitution.
- Reserve Development -0.5%
- Loss Ratio Stability (σ) 4.38
Balance Sheet
Weight: 25%
A-
84
Scored using premiums-to-surplus — insurer-archetype substitution.
- Premiums / Surplus 1.75x
- Interest Coverage (EBIT/Int) 5.39x
Stability
Weight: 10%
C+
60
- EPS Volatility (σ/μ) 0.43
- Negative-Revenue Years (5) 2/5
- Piotroski F-Score 8
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.4 of 4 gurus held; 1 added; 3 trimmed.
- Holders
- 4
- Avg Δ position
- +26.7%
- New buys
- 0
- Full exits
- 0
- Greenblatt increased +182%
- Cooperman decreased -74%
- Dalio decreased -1%