MCBS

MetroCity Bankshares, Inc.
$36.38
-0.69 (-1.86%)
Mkt Cap 1.04B
Volume 64,208
52W Range 24.528-37.46
Sector Financial Services
Beta 0.70
EPS (TTM) 2.81
P/E Ratio 12.97
Revenue (TTM) 251.84M
Rev Growth (5Y) +18.2%
EPS Growth (5Y) +13.5%
AlphaVal · Fair Value
What we estimate one share is worth
$42.84
Fair Value weak signal
14.9% below fair value
Modeled from cash flows & growth.
AlphaQuality · Grade
How strong & durable the business is
B-
Banks, Insurers & Asset Managers
67.3 / 100 composite
A bank, insurer or asset manager — graded A–F vs. similar companies.

Company Description

Track Record

Showing latest 4 periods • Swipe for more
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014
Revenue 237.03M 234.43M 209.38M 162.29M 139.21M 102.96M 120.92M 107.02M 92.92M 63.81M 47.63M 35.29M
Net Income 68.70M 64.50M 51.61M 62.60M 61.70M 36.39M 44.72M 41.33M 31.90M 20.22M 16.61M 12.50M
EPS 2.67 2.55 2.05 2.58 2.41 1.42 1.82 1.71 1.34 0.86 0.70 0.59
Free Cash Flow 137.01M 62.22M 77.17M 132.34M 65.05M 142.02M 31.10M (163.85M) 145.90M (144.00M) 13.55M 6.78M
FCF / Share 5.27 2.46 3.07 5.21 2.54 5.54 1.27 -6.77 6.12 -6.09 0.57 0.32
Operating CF 137.01M 63.50M 82.10M 134.69M 65.43M 142.56M 32.20M (160.99M) 151.81M (140.54M) 16.74M 7.02M
Total Assets 4.77B 3.59B 3.50B 3.43B 3.11B 1.90B 1.63B 1.43B 1.29B 1.10B 671.38M 582.59M
Total Debt 540.61M 382.94M 335.46M 384.28M 510.32M 121.39M 75.61M 4.26M 125.04M 114.04M 15.45M 15.98M
Cash & Equiv 370.83M 236.34M 142.15M 150.96M 432.52M 140.74M 270.50M 130.26M 94.37M 63.80M 40.32M 32.81M
Book Value 544.36M 421.35M 381.52M 349.42M 290.22M 244.83M 216.72M 168.61M 135.12M 107.26M 89.56M 73.08M
Return on Equity 0.13 0.15 0.14 0.18 0.21 0.15 0.21 0.25 0.24 0.19 0.19 0.17
MCBS News
MetroCity Bankshares, Inc. Declares Quarterly Cash Dividend
Jul 15, 2026 12:00 PM · prnewswire.com
High-Performing MetroCity Bankshares Is Priced At A Premium
May 27, 2026 04:54 PM · seekingalpha.com
Is It Too Late to Buy MetroCity Bankshares Inc (MCBS) After 4.3% Rally? GF Value Says Undervalued
Apr 27, 2026 02:19 PM · gurufocus.com
Critical Contrast: MetroCity Bankshares (NASDAQ:MCBS) vs. National Bankshares (NASDAQ:NKSH)
Apr 26, 2026 10:38 PM · defenseworld.net
METROCITY BANKSHARES, INC. REPORTS EARNINGS FOR FIRST QUARTER 2026
Apr 24, 2026 12:00 PM · prnewswire.com
PEBK vs. MCBS: Which Regional Bank Stock Is the Better Buy Right Now?
Apr 22, 2026 07:47 AM · zacks.com
MetroCity Bankshares, Inc. Declares Quarterly Cash Dividend
Apr 15, 2026 12:00 PM · prnewswire.com
MetroCity Bankshares (NASDAQ:MCBS) Sets New 52-Week High Following Analyst Upgrade
Apr 09, 2026 09:56 PM · defenseworld.net
MetroCity Bankshares (NASDAQ:MCBS) vs. Dime Community Bancshares (NASDAQ:DCOM) Head-To-Head Comparison
Feb 08, 2026 08:40 PM · defenseworld.net
METROCITY BANKSHARES, INC. REPORTS EARNINGS FOR FOURTH QUARTER AND YEAR ENDED 2025
Jan 30, 2026 03:15 AM · prnewswire.com