Profitability
Weight: 25%
C-
46
Scored using ROA (NIM proxy) — financial-archetype substitution.
- 5yr Avg ROA 0.8%
- Operating Margin Trend -6.64 pp/yr
MCB
Metropolitan Bank Holding Corp.
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 20%
C-
46
Scored using ROTCE — financial-archetype substitution.
- 5yr Avg ROTCE 9.0%
- 5yr Share-Count CAGR 3.7%
Growth Quality
Weight: 10%
B
74
Scored using BVPS — financial-archetype substitution.
- 5yr BVPS CAGR 15.6%
- 5yr EPS CAGR 0.7%
- Positive-EPS Years (5) 5/5
Cash Generation
Weight: 5%
A+
97
Scored using OCF/NI — banks have no FCF concept.
- 5yr OCF/NI 1.22x
Balance Sheet
Weight: 30%
C
53
Scored using Equity/Assets — financial-archetype substitution.
- Equity / Assets 9.0%
- Interest Coverage (EBIT/Int) 0.48x
Stability
Weight: 10%
C+
61
- EPS Volatility (σ/μ) 0.52
- Piotroski F-Score 7
- Negative-Revenue Years (5) 0/5
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.3 of 3 gurus held; 1 new buy; 2 added.
- Holders
- 3 +1
- Avg Δ position
- +242.7%
- New buys
- 1
- Full exits
- 0