Profitability
Weight: 25%
C+
59
Scored using ROA (NIM proxy) — financial-archetype substitution.
- 5yr Avg ROA 1.3%
- Operating Margin Trend -11.26 pp/yr
MBIN
Merchants Bancorp
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 20%
C+
61
Scored using ROTCE — financial-archetype substitution.
- 5yr Avg ROTCE 11.1%
- 5yr Share-Count CAGR 1.5%
Growth Quality
Weight: 10%
B-
68
Scored using BVPS — financial-archetype substitution.
- 5yr BVPS CAGR 19.1%
- 5yr EPS CAGR -5.6%
- Positive-EPS Years (5) 5/5
Cash Generation
Weight: 5%
F
0
Scored using OCF/NI — banks have no FCF concept.
- 5yr OCF/NI -0.07x
Balance Sheet
Weight: 30%
C+
61
Scored using Equity/Assets — financial-archetype substitution.
- Equity / Assets 11.7%
- Interest Coverage (EBIT/Int) 0.39x
Stability
Weight: 10%
D+
42
- EPS Volatility (σ/μ) 0.62
- Piotroski F-Score 4
- Negative-Revenue Years (5) 1/5
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.1 of 1 gurus held; 1 trimmed.
- Holders
- 1
- Avg Δ position
- -84.3%
- New buys
- 0
- Full exits
- 0
- Cooperman decreased -84%