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LWCL Lewis & Clark Bancorp
Banks, Insurers & Asset Managers
C- 46.7 / 100 composite

AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.

Profitability

Weight: 25%
C 56

Scored using ROA (NIM proxy) — financial-archetype substitution.

  • 5yr Avg ROA 0.3%
  • Operating Margin Trend +3.23 pp/yr

Capital Efficiency

Weight: 20%
C- 45

Scored using ROTCE — financial-archetype substitution.

  • 5yr Avg ROTCE 2.9%
  • 5yr Share-Count CAGR -1.6%

Growth Quality

Weight: 10%
D+ 42

Scored using BVPS — financial-archetype substitution.

  • 5yr BVPS CAGR 3.8%
  • 5yr EPS CAGR -55.3%
  • Positive-EPS Years (5) 4/5

Cash Generation

Weight: 5%
F 0

Scored using OCF/NI — banks have no FCF concept.

  • 5yr OCF/NI -13.63x

Balance Sheet

Weight: 30%
C 54

Scored using Equity/Assets — financial-archetype substitution.

  • Equity / Assets 9.6%
  • Interest Coverage (EBIT/Int) -0.00x

Stability

Weight: 10%
D 35
  • EPS Volatility (σ/μ) 0.70
  • Piotroski F-Score 4
  • Negative-Revenue Years (5) 2/5

Guru Flow

Curated superinvestor sentiment — not part of the AlphaQuality grade.
Not Followed

Not held by any curated guru.