Profitability
Weight: 25%
B
70
Scored using efficiency ratio — bank-archetype substitution.
- Efficiency Ratio (FY2025) 48.9%
- Efficiency Ratio Trend +0.61 pp/yr
LKFN
Lakeland Financial Corporation
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 15%
B
73
- 5yr Avg ROE 14.7%
- 5yr Share-Count CAGR 0.2%
Growth Quality
Weight: 15%
B-
66
Scored using revenue growth cross-checked against efficiency-ratio trend — bank-archetype substitution.
- 5yr Revenue CAGR 13.1%
- Efficiency Ratio Trend (growth quality check) +0.61 pp/yr
- Revenue-Growth Years (5) 4/5
Cash Generation
Weight: 15%
B-
67
Scored using efficiency-ratio stability — bank-archetype substitution.
- Efficiency Ratio Stability (σ) 0.04
Balance Sheet
Weight: 20%
A-
83
Scored using equity-to-assets — bank-archetype substitution.
- Equity / Assets 10.9%
Stability
Weight: 10%
B-
65
- EPS Volatility (σ/μ) 0.25
- Negative-Revenue Years (5) 1/5
- Piotroski F-Score 5
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.2 of 2 gurus held; 2 added.
- Holders
- 2
- Avg Δ position
- +18.7%
- New buys
- 0
- Full exits
- 0