LIF Life360, Inc.
$44.17
Platform & Compounding FCF 85%
Two-stage FCF DCF
Strong · Conviction

Overvalued

Trading 90.3% above fair value

You pay $44.17
Bear $14.69
Fair $23.21
Bull $33.27
Bear $14.69 -66.7% 10% stage 1 growth, 11% discount
Fair $23.21 -47.4% 17% stage 1 growth, 11% discount
Bull $33.27 -24.7% 23% stage 1 growth, 11% discount

Adjust Assumptions

17.4%
11.0%
3.0%

Key Value Driver

FCF growth rate (17% base case)

Terminal Value % of EV 45%
Implied Market Multiple 75.1x
Market is pricing in (growth) 26.6% vs 17.4% base

Analyst Consensus (External Reference)

Never blended into the bear/base/bull estimates above.

Average Target (11 analysts) $57.40
Divergence from AlphaVal 60%

Summary

Using a two-stage FCF DCF with 17% growth decelerating over 15 years, discounted at 11%, the base-case intrinsic value is $23.21 per share.

Warnings

Stock-based employee pay equals 37% of profits. This dilutes existing shareholders, so cash flow alone overstates what owners really earn.
Wall Street's average price target is $57.40 (from 11 analysts). Our estimate is 60% below the consensus -- consider that gap carefully.

Key Risks

  • P/E alone misleads — earnings depressed by growth investment
  • Cyclical or commodity businesses may be misclassified as platforms
  • Terminal value dominance suggests sensitivity to long-run assumptions