LCII LCI Industries
$107.67
Cyclical & Capital-Intensive 80%
Normalized Earnings × Cycle Multiple
Strong · Conviction

Overvalued

Trading 116.7% above fair value

You pay $107.67
Bear $19.87
Fair $49.70
Bull $79.49
Bear $19.87 -81.5% $7.57 × 4x + net cash
Fair $49.70 -53.8% $7.57 × 6x + net cash
Bull $79.49 -26.2% $7.57 × 7x + net cash

Key Value Driver

Through-cycle normalized EPS ($7.57)

Implied Market Multiple 14.2x

Summary

Our base-case estimate uses Normalized Earnings × Cycle Multiple. We then blend that result with the average analyst price target of $142.00 from 15 analysts, using a 25% weight on analyst consensus. That produces an estimated intrinsic value of $49.70 per share.

Warnings

This company has a built-in lending arm whose debt is mixed in with the main business. We capped the debt adjustment to avoid overstating what the core business owes.
Price-to-book value of 7.8x is above the normal range for this type of business (0.7x-2.0x). The stock may already price in a strong cycle.
Wall Street's average price target is $142.00 (from 15 analysts). Our estimate is 87% below the consensus -- consider that gap carefully.

Key Risks

  • Standard 10-year DCF produces unreliable terminal values for cyclicals
  • 'Cheap' P/E at cycle peak is the most common value trap — normalize first
  • Captive finance subsidiaries have different risk profiles from manufacturing