LC
LendingClub Corporation
$15.63
-0.13
(-0.82%)
Mkt Cap
1.80B
Volume
956,460
52W Range
9.78-21.67
Sector
Financial Services
Beta
2.01
EPS (TTM)
1.53
P/E Ratio
10.22
Revenue (TTM)
1.30B
Rev Growth (5Y)
+24.0%
EPS Growth (5Y)
N/A
AlphaVal · Fair Value
$11.08
Overvalued · Strong
41.1% above fair value
AlphaQuality · Grade
C+
Banks, Insurers & Asset Managers
61.2 / 100 composite
Company Description
LendingClub Corporation, operates as a bank holding company for LendingClub Bank, National Association that provides range of financial products and services through a technology-driven platform in the United States. The company provides commercial and industrial, commercial real estate, small business, and equipment loans, as well as leases equipment; and unsecured personal and auto, patient finance, and education finance loans. It also operates an online lending marketplace platform that connects borrowers and investors. LendingClub Corporation was incorporated in 2006 and is headquartered in San Francisco, California.
Track Record
Showing latest 4 periods • Swipe for more
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1.33B | 1.16B | 1.14B | 1.27B | 898.63M | 455.22M | 979.20M | 981.04M | 1.06B | 1.11B | 918.35M | 530.42M |
| Net Income | 135.68M | 51.33M | 38.94M | 289.69M | 18.58M | (187.54M) | (30.75M) | (128.31M) | (153.84M) | (145.97M) | (5.00M) | (32.89M) |
| EPS | 1.18 | 0.46 | 0.36 | 2.80 | 0.19 | -2.07 | -0.35 | -1.52 | -1.88 | -1.88 | -0.07 | -2.18 |
| Free Cash Flow | (2.87B) | (2.69B) | (1.20B) | 306.09M | 205.46M | 386.88M | (321.31M) | (692.72M) | (618.00M) | (51.30M) | N/A | N/A |
| FCF / Share | -24.86 | -24.06 | -11.03 | 2.96 | 2.09 | 4.28 | -3.68 | -8.19 | -7.56 | -0.66 | N/A | N/A |
| Operating CF | (2.73B) | (2.63B) | (1.14B) | 375.57M | 239.87M | 418.03M | (270.64M) | (639.74M) | (573.39M) | 545,000 | N/A | N/A |
| Total Assets | 11.57B | 10.63B | 8.83B | 7.98B | 4.90B | 1.86B | 2.98B | 3.82B | 4.64B | 5.56B | N/A | N/A |
| Total Debt | 15.83M | 28.50M | 57.22M | 210.19M | 429.99M | 989.11M | 2.41B | 3.08B | 3.33B | 4.32B | N/A | N/A |
| Cash & Equiv | 917.65M | 954.06M | 1.25B | 1.06B | 687.13M | 524.96M | 243.78M | 372.97M | 401.72M | 515.60M | N/A | N/A |
| Book Value | 1.50B | 1.34B | 1.25B | 1.16B | 850.24M | 724.17M | 900.19M | 869.20M | 922.50M | 975.77M | N/A | N/A |
| Return on Equity | 0.09 | 0.04 | 0.03 | 0.25 | 0.02 | -0.26 | -0.03 | -0.15 | -0.17 | -0.15 | N/A | N/A |
| Metric | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 261.21M | 354.03M | 349.59M | 331.28M | 299.81M | 315.41M | 302.02M | 278.35M | 265.15M | 272.82M | 271.26M | 300.30M |
| Net Income | 51.60M | 41.55M | 44.27M | 38.18M | 11.67M | 9.72M | 14.46M | 14.90M | 12.25M | 10.15M | 5.01M | 10.11M |
| EPS | 0.45 | 0.36 | 0.39 | 0.33 | 0.10 | 0.09 | 0.13 | 0.13 | 0.11 | 0.09 | 0.05 | 0.09 |
| Free Cash Flow | (644.77M) | (919.35M) | (791.83M) | (803.79M) | (352.32M) | (202.59M) | (682.26M) | (945.32M) | (858.30M) | (826.08M) | (360.91M) | (107.21M) |
| FCF / Share | -5.59 | -7.97 | -6.89 | -7.03 | -3.10 | -1.80 | -6.09 | -8.49 | -7.75 | -7.51 | -3.31 | -0.99 |
| Operating CF | (618.99M) | (903.77M) | (770.82M) | (713.09M) | (339.26M) | (185.37M) | (669.83M) | (932.46M) | (846.52M) | (814.80M) | (344.93M) | (91.36M) |
| Total Assets | 11.94B | 11.57B | 11.07B | 10.78B | 10.48B | 10.63B | 11.04B | 9.59B | 9.24B | 8.83B | 8.47B | 8.34B |
| Total Debt | 12.48M | 15.83M | 19.13M | 22.39M | 25.57M | 28.50M | 32.12M | 37.78M | 297.69M | 57.22M | 94.58M | 110.61M |
| Cash & Equiv | 801.94M | 917.65M | 827.39M | 752.56M | 895.51M | 954.06M | 1.02B | 938.12M | 1.07B | 1.25B | 1.31B | 1.20B |
| Book Value | 1.52B | 1.50B | 1.46B | 1.41B | 1.36B | 1.34B | 1.34B | 1.29B | 1.27B | 1.25B | 1.21B | 1.21B |
| Return on Equity | 0.03 | 0.03 | 0.03 | 0.03 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.00 | 0.01 |
LC News
LendingClub Is Rebranding to Happen Bank. Here's Why It Could Be a Catalyst for a Higher Stock Price.
Hourly Workers Are Drowning in Liquidity Gaps, and FinTech Has a Lifeline
Wall Street Analysts See a 32.71% Upside in LendingClub (LC): Can the Stock Really Move This High?
LendingClub: Out Growing This Valuation
LendingClub's Scott Sanborn Saw ‘Happen Bank' Coming a Decade Ago
LendingClub Corporation (LC) Q1 2026 Earnings Call Transcript
LendingClub: Strong Originations Amid Private Credit Meltdown Ahead Of Rebrand
LendingClub Expands Into Home Improvement After Q1 Originations Jump 31%
Compared to Estimates, LendingClub (LC) Q1 Earnings: A Look at Key Metrics
LendingClub (LC) Surpasses Q1 Earnings Estimates