LC
LendingClub Corporation
$19.21
+0.40
(+2.13%)
Mkt Cap
2.22B
Volume
1,349,618
52W Range
11.75-21.67
Sector
Financial Services
Beta
1.97
EPS (TTM)
1.53
P/E Ratio
12.56
Revenue (TTM)
1.30B
Rev Growth (5Y)
+24.0%
EPS Growth (5Y)
N/A
AlphaVal · Fair Value
What we estimate one share is worth
$11.08
Overvalued
strong signal
73.4% above fair value
Modeled from cash flows & growth.
AlphaQuality · Grade
How strong & durable the business is
C+
Banks, Insurers & Asset Managers
61.9 / 100 composite
A bank, insurer or asset manager — graded A–F vs. similar companies.
Company Description
LendingClub Corporation is a digital marketplace bank that provides a broad range of financial products and services. It operates an online platform that connects borrowers and investors, offering personal, auto refinance, and patient and small business financing solutions. The company's services aim to provide a more efficient and transparent alternative to traditional banking.
Track Record
Showing latest 4 periods • Swipe for more
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1.33B | 1.16B | 1.14B | 1.27B | 898.63M | 455.22M | 979.20M | 981.04M | 1.06B | 1.11B | 918.35M | 530.42M |
| Net Income | 135.68M | 51.33M | 38.94M | 289.69M | 18.58M | (187.54M) | (30.75M) | (128.31M) | (153.84M) | (145.97M) | (5.00M) | (32.89M) |
| EPS | 1.18 | 0.46 | 0.36 | 2.80 | 0.19 | -2.07 | -0.35 | -1.52 | -1.88 | -1.88 | -0.07 | -2.18 |
| Free Cash Flow | (2.87B) | (2.69B) | (1.20B) | 306.09M | 205.46M | 386.88M | (321.31M) | (692.72M) | (618.00M) | (51.30M) | 35.35M | 29.35M |
| FCF / Share | -24.86 | -24.06 | -11.03 | 2.96 | 2.09 | 4.28 | -3.68 | -8.19 | -7.56 | -0.66 | 0.47 | 1.94 |
| Operating CF | (2.73B) | (2.63B) | (1.14B) | 375.57M | 239.87M | 418.03M | (270.64M) | (639.74M) | (573.39M) | 545,000 | 74.74M | 49.92M |
| Total Assets | 11.57B | 10.63B | 8.83B | 7.98B | 4.90B | 1.86B | 2.98B | 3.82B | 4.64B | 5.56B | 5.79B | 3.89B |
| Total Debt | 15.83M | 28.50M | 57.22M | 210.19M | 429.99M | 989.11M | 2.41B | 3.08B | 3.33B | 4.32B | 4.57B | 2.81B |
| Cash & Equiv | 917.65M | 954.06M | 1.25B | 1.06B | 687.13M | 524.96M | 243.78M | 372.97M | 401.72M | 515.60M | 624.40M | 870.44M |
| Book Value | 1.50B | 1.34B | 1.25B | 1.16B | 850.24M | 724.17M | 900.19M | 869.20M | 922.50M | 975.77M | 1.04B | 973.22M |
| Return on Equity | 0.09 | 0.04 | 0.03 | 0.25 | 0.02 | -0.26 | -0.03 | -0.15 | -0.17 | -0.15 | -0.00 | -0.03 |
| Metric | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 261.21M | 354.03M | 349.59M | 331.28M | 299.81M | 315.41M | 302.02M | 278.35M | 265.15M | 272.82M | 271.26M | 300.30M |
| Net Income | 51.60M | 41.55M | 44.27M | 38.18M | 11.67M | 9.72M | 14.46M | 14.90M | 12.25M | 10.15M | 5.01M | 10.11M |
| EPS | 0.45 | 0.36 | 0.39 | 0.33 | 0.10 | 0.09 | 0.13 | 0.13 | 0.11 | 0.09 | 0.05 | 0.09 |
| Free Cash Flow | (644.77M) | (919.35M) | (791.83M) | (803.79M) | (352.32M) | (202.59M) | (682.26M) | (945.32M) | (858.30M) | (826.08M) | (360.91M) | (107.21M) |
| FCF / Share | -5.59 | -7.97 | -6.89 | -7.03 | -3.10 | -1.80 | -6.09 | -8.49 | -7.75 | -7.51 | -3.31 | -0.99 |
| Operating CF | (618.99M) | (903.77M) | (770.82M) | (713.09M) | (339.26M) | (185.37M) | (669.83M) | (932.46M) | (846.52M) | (814.80M) | (344.93M) | (91.36M) |
| Total Assets | 11.94B | 11.57B | 11.07B | 10.78B | 10.48B | 10.63B | 11.04B | 9.59B | 9.24B | 8.83B | 8.47B | 8.34B |
| Total Debt | 59.74M | 15.83M | 19.13M | 22.39M | 25.57M | 28.50M | 32.12M | 37.78M | 297.69M | 57.22M | 94.58M | 110.61M |
| Cash & Equiv | 801.94M | 917.65M | 827.39M | 752.56M | 895.51M | 954.06M | 1.02B | 938.12M | 1.07B | 1.25B | 1.31B | 1.20B |
| Book Value | 1.52B | 1.50B | 1.46B | 1.41B | 1.36B | 1.34B | 1.34B | 1.29B | 1.27B | 1.25B | 1.21B | 1.21B |
| Return on Equity | 0.03 | 0.03 | 0.03 | 0.03 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.00 | 0.01 |
LC News
Klarna vs. LendingClub: Which Technology Stock Is a Better Buy in 2026?
Happen Sheds LendingClub Name and Launches Digital Bank
LendingClub Officially Becomes Happen Bank, Marking a New Chapter for the Digital-First Bank
LendingClub: The Transformation From Lending Platform To Digital Banking Provider Is On
Wall Street Analysts See a 29.79% Upside in LendingClub (LC): Can the Stock Really Move This High?
LendingClub Leaves NYSE For Nasdaq to Mark Banking Rebrand
LendingClub to Transfer Listing to Nasdaq; New Ticker Symbol "HAPN" to Reflect the Launch of Happen Bank
Down From Its Highs, This Explosive Micro-Cap Could Be the Ultimate Growth Stock Under $30
Agilent Q2 Earnings Call Shows Ignite Driving a Higher Outlook
LendingClub's CFO Sold 20,000 Company Shares. What Does That Mean for Investors?