Profitability
Weight: 25%
F
26
Scored using ROA (NIM proxy) — financial-archetype substitution.
- 5yr Avg ROA 0.3%
- Operating Margin Trend -11.11 pp/yr
KRNY
Kearny Financial Corp.
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 20%
C
52
Scored using ROTCE — financial-archetype substitution.
- 5yr Avg ROTCE 3.5%
- 5yr Share-Count CAGR -6.6%
Growth Quality
Weight: 10%
D+
39
Scored using BVPS — financial-archetype substitution.
- 5yr BVPS CAGR 3.1%
- 5yr EPS CAGR -14.1%
- Positive-EPS Years (5) 4/5
Cash Generation
Weight: 5%
A+
99
Scored using OCF/NI — banks have no FCF concept.
- 5yr OCF/NI 1.26x
Balance Sheet
Weight: 30%
C
55
Scored using Equity/Assets — financial-archetype substitution.
- Equity / Assets 9.6%
- Interest Coverage (EBIT/Int) 0.16x
Stability
Weight: 10%
C
52
- EPS Volatility (σ/μ) 0.63
- Piotroski F-Score 7
- Negative-Revenue Years (5) 1/5
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.2 of 2 gurus held; 2 trimmed.
- Holders
- 2
- Avg Δ position
- -41.1%
- New buys
- 0
- Full exits
- 0