Profitability
Weight: 25%
A+
100
Scored using ROA (NIM proxy) — financial-archetype substitution.
- 5yr Avg ROA 5.1%
- Operating Margin Trend +1.90 pp/yr
KNSL
Kinsale Capital Group, Inc.
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 20%
A-
83
Scored using ROTCE — financial-archetype substitution.
- 5yr Avg ROTCE 16.7%
- 5yr Share-Count CAGR 0.2%
Growth Quality
Weight: 10%
A+
100
Scored using BVPS — financial-archetype substitution.
- 5yr BVPS CAGR 45.8%
- 5yr EPS CAGR 34.5%
- Positive-EPS Years (5) 5/5
Cash Generation
Weight: 5%
A
90
Scored using OCF/NI — banks have no FCF concept.
- 5yr OCF/NI 2.68x
Balance Sheet
Weight: 30%
A+
100
Scored using Equity/Assets — financial-archetype substitution.
- Equity / Assets 32.4%
- Interest Coverage (EBIT/Int) 60.58x
Stability
Weight: 10%
C
52
- EPS Volatility (σ/μ) 1.03
- Piotroski F-Score 8
- Negative-Revenue Years (5) 0/5
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.2 of 3 gurus held; 2 trimmed; 1 full exit.
- Holders
- 2 -1
- Avg Δ position
- -24.3%
- New buys
- 0
- Full exits
- 1
- Dalio sold -100%
- Cooperman decreased -37%
- Greenblatt decreased -12%