KLAR
Klarna Group plc
$15.06
-4.45
(-22.81%)
Mkt Cap
5.69B
Volume
34,414,868
52W Range
12.06-47.48
Sector
Financial Services
Beta
1.94
EPS (TTM)
-0.53 USD
P/E Ratio
-36.59
Revenue (TTM)
3.82B USD
Rev Growth (5Y)
+21.4%
EPS Growth (5Y)
N/A
AlphaVal · Fair Value
What we estimate one share is worth
$1.14
Overvalued
strong signal
1216.9% above fair value
Modeled from cash flows & growth.
AlphaQuality · Ungradable
AlphaQuality does not grade financial companies — their quality is dominated by balance-sheet and capital-structure factors outside the scope of this model.
Company Description
Klarna Group plc operates as a technology-driven payments provider, extending its services across the United Kingdom, United States, Germany, Sweden, and globally. The company offers a wide array of solutions, including advertising and marketing, various consumer-centric provisions, advanced digital financial products, and assistance with personal shopping and money management. Furthermore, Klarna delivers digital retail banking services, encompassing fixed-term deposits, savings accounts, and traditional bank accounts, alongside digital loyalty programs, comprehensive support for both customers and merchants, and tools for organizing personal finances. Previously known as Klarna UK II plc, the company officially adopted the name Klarna Group plc in December 2023. Established in 2005, its main operational base is located in London, United Kingdom.
Track Record
Showing latest 4 periods • Swipe for more
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 3.51B | 2.67B | 2.20B | 1.89B | 1.62B | 1.33B | 849.54M | 677.71M | 547.51M | 389.62M |
| Net Income | (294.00M) | 3.00M | (249.00M) | (1.04B) | (775.71M) | (153.95M) | (92.41M) | 11.63M | 42.01M | 12.43M |
| EPS | -0.79 | 0.01 | -0.69 | -3.09 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Free Cash Flow | (1.03B) | 542.00M | 723.00M | 231.00M | (392.56M) | 190.47M | (922.81M) | 75.68M | (320.54M) | 44.92M |
| FCF / Share | -2.78 | 1.49 | 2.00 | 0.69 | N/A | N/A | N/A | N/A | N/A | N/A |
| Operating CF | (1.03B) | 587.00M | 808.00M | 336.00M | (365.47M) | 198.24M | (902.92M) | 81.72M | (316.54M) | 47.65M |
| Total Assets | 18.80B | 13.80B | 13.75B | 12.01B | 11.81B | 7.51B | 4.26B | 3.18B | 2.32B | 1.33B |
| Total Debt | 1.43B | 791.00M | 472.00M | 637.95M | 1.28B | 967.55M | 1.26B | 452.71M | 327.81M | 115.47M |
| Cash & Equiv | 3.80B | 3.24B | 2.39B | 1.54B | 1.75B | 609.50M | 11.43M | 37,345 | 4,388 | 4,391 |
| Book Value | 2.51B | 2.09B | 2.19B | 2.32B | 2.70B | 1.73B | 1.02B | 539.76M | 517.06M | 306.53M |
| Return on Equity | -0.12 | 0.00 | -0.11 | -0.45 | -0.29 | -0.09 | -0.09 | 0.02 | 0.08 | 0.04 |
| Metric | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1.01B | 1.08B | 903.00M | 823.00M | 669.00M | 642.00M | 608.00M | 681.25M | 573.64M | 476.90M | 730.51M | 414.49M |
| Net Income | (5.00M) | (47.00M) | (95.00M) | (52.00M) | (101.00M) | (7.00M) | (31.00M) | (24.79M) | (15.42M) | (120.43M) | (239.24M) | (179.25M) |
| EPS | -0.01 | -0.12 | -0.26 | -0.14 | -0.26 | -0.02 | -0.09 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Free Cash Flow | (960.00M) | (3.04B) | 464.00M | 920.00M | 600.00M | (362.00M) | 1.16B | 564.13M | 558.40M | 0 | 333.59M | 211.41M |
| FCF / Share | -2.54 | -7.73 | 1.25 | 2.50 | 1.64 | -0.99 | 3.20 | N/A | N/A | N/A | N/A | N/A |
| Operating CF | (952.00M) | (3.04B) | 472.00M | 927.00M | 607.00M | (350.00M) | 1.18B | 564.58M | 558.54M | 0 | 334.18M | 212.36M |
| Total Assets | 17.99B | 18.80B | 20.78B | 19.19B | 15.53B | N/A | 0 | 13.75B | 12.63B | 0 | 12.01B | 11.28B |
| Total Debt | 1.36B | 1.36B | 2.62B | 810.00M | 611.00M | N/A | 0 | 447.00M | 397.07M | 0 | 637.95M | 599.15M |
| Cash & Equiv | 2.81B | 3.80B | 6.79B | 5.50B | 4.11B | N/A | 0 | 2.39B | 2.02B | 0 | 1.54B | 1.45B |
| Book Value | 2.46B | 2.51B | 2.45B | 2.34B | 2.17B | N/A | 2.20B | 2.19B | 2.02B | 2.33B | 2.32B | 2.17B |
| Return on Equity | -0.00 | -0.02 | -0.04 | -0.02 | -0.05 | N/A | -0.01 | -0.01 | -0.01 | -0.05 | -0.10 | -0.08 |
KLAR News
Klarna Group Drops 7% Before Q2 Earnings, Sezzle Falls 5% as BNPL Names Diverge
Klarna Group Earnings Are Imminent; These Most Accurate Analysts Revise Forecasts Ahead Of Earnings Call
Klarna stock has crawled back ahead of earnings: buy, sell, or hold?
Klarna Launches New Membership Tiers With Fee Cuts and Higher Cash-Back Rewards
The Fairest of Them All: Klarna Supercharges Memberships, Removing Fees, Boosting Cashback and Increasing Annual Value to as Much as €6,000
The Fairest of Them All: Klarna Supercharges Memberships, Removing Fees, Boosting Cashback and Increasing Annual Value to as Much as €6,000
Klarna Goes Live With J.P. Morgan Payments, Opening Flexible Checkout to U.S. Merchants
Tuesday's Final Takeaways: AAPL Crosses $5T Market Cap & Leasing with KLAR
Apple And Klarna Offer New IPhone Leasing Deal—Here's How It Compares To Previous Programs
Apple launches ‘Upgrade' device leasing program in partnership with Klarna