JKHY Jack Henry & Associates, Inc.
Stable Earnings Power
A- 86.7 / 100 composite

AlphaQuality composite grade, weighted for stable earnings power businesses.

Profitability

Weight: 20%
A- 82
  • 5yr Avg ROIC 20.2%
  • Operating Margin Trend +0.05 pp/yr

Capital Efficiency

Weight: 15%
A 89
  • 5yr Avg ROE 21.3%
  • 5yr Share-Count CAGR -1.0%

Growth Quality

Weight: 15%
B+ 80
  • 5yr Revenue CAGR 7.3%
  • 5yr EPS CAGR 11.1%
  • Revenue-Growth Years (5) 5/5

Cash Generation

Weight: 15%
A+ 94
  • 5yr FCF Margin 23.3%
  • 5yr FCF/NI Conversion 1.25x

Balance Sheet

Weight: 20%
A+ 98
  • Net Debt / EBITDA 0.03x
  • Interest Coverage (EBIT/Int) 112.54x
  • Altman Z-Score 19.32

Stability

Weight: 15%
B+ 76
  • EPS Volatility (σ/μ) 0.27
  • Negative-Revenue Years (5) 0/5
  • Piotroski F-Score 7

Guru Flow

Curated superinvestor sentiment — not part of the AlphaQuality grade.
Accumulating

2 of 2 gurus held; 2 added.

Holders
2 +1
Avg Δ position
+85.5%
New buys
0
Full exits
0
As of Q2 2026