Profitability
Weight: 25%
C
57
Scored using ROA (NIM proxy) — financial-archetype substitution.
- 5yr Avg ROA 1.1%
- Operating Margin Trend -1.79 pp/yr
ITUB
Itaú Unibanco Holding S.A.
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 20%
B
74
Scored using ROTCE — financial-archetype substitution.
- 5yr Avg ROTCE 19.4%
- 5yr Share-Count CAGR 3.3%
Growth Quality
Weight: 10%
A
91
Scored using BVPS — financial-archetype substitution.
- 5yr BVPS CAGR 72.3%
- 5yr EPS CAGR 9.6%
- Positive-EPS Years (5) 5/5
Cash Generation
Weight: 5%
A
91
Scored using OCF/NI — banks have no FCF concept.
- 5yr OCF/NI 1.91x
Balance Sheet
Weight: 30%
D
37
Scored using Equity/Assets — financial-archetype substitution.
- Equity / Assets 6.6%
- Interest Coverage (EBIT/Int) 0.23x
Stability
Weight: 10%
B
74
- EPS Volatility (σ/μ) 0.24
- Piotroski F-Score 6
- Negative-Revenue Years (5) 0/5
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.0 of 2 gurus held; 2 full exits.
- Holders
- 0 -2
- Avg Δ position
- —
- New buys
- 0
- Full exits
- 2