INTU Intuit Inc.
$319.94
Platform & Compounding FCF 85%
Two-stage FCF DCF
Strong · Conviction

Undervalued

Trading 58.0% below fair value

You pay $319.94
Bear $391.63
Fair $761.81
Bull $1,246.62
Bear $391.63 +22.4% 13% stage 1 growth, 11% discount
Fair $761.81 +138.1% 22% stage 1 growth, 11% discount
Bull $1,246.62 +289.6% 28% stage 1 growth, 11% discount

Key Value Driver

FCF growth rate (22% base case)

Terminal Value % of EV 47%
Implied Market Multiple 19.4x

Summary

Our base-case estimate uses a two-stage discounted cash flow model based on free cash flow. We then blend that result with the average analyst price target of $495.24 from 45 analysts, using a 30% weight on analyst consensus. That produces an estimated intrinsic value of $761.81 per share.

Warnings

Stock-based employee pay equals 51% of profits. This dilutes existing shareholders, so cash flow alone overstates what owners really earn.
Wall Street's average price target is $495.24 (from 45 analysts). Our estimate is 77% above the consensus -- consider that gap carefully.

Key Risks

  • P/E alone misleads — earnings depressed by growth investment
  • Cyclical or commodity businesses may be misclassified as platforms
  • Terminal value dominance suggests sensitivity to long-run assumptions