INTU Intuit Inc.
$291.09
Platform & Compounding FCF 85%
Two-stage FCF DCF
Strong · Conviction

Undervalued

Trading 61.0% below fair value

You pay $291.09
Bear $383.37
Fair $745.74
Bull $1,220.32
Bear $383.37 +31.7% 13% stage 1 growth, 11% discount
Fair $745.74 +156.2% 22% stage 1 growth, 11% discount
Bull $1,220.32 +319.2% 28% stage 1 growth, 11% discount

Key Value Driver

FCF growth rate (22% base case)

Terminal Value % of EV 47%
Implied Market Multiple 17.7x
Market is pricing in (growth) 7.4% vs 21.8% base

Summary

Our base-case estimate uses a two-stage discounted cash flow model based on free cash flow. We then blend that result with the average analyst price target of $441.67 from 45 analysts, using a 30% weight on analyst consensus. That produces an estimated intrinsic value of $745.74 per share.

Warnings

Stock-based employee pay equals 51% of profits. This dilutes existing shareholders, so cash flow alone overstates what owners really earn.
Wall Street's average price target is $441.67 (from 45 analysts). Our estimate is 98% above the consensus -- consider that gap carefully.

Key Risks

  • P/E alone misleads — earnings depressed by growth investment
  • Cyclical or commodity businesses may be misclassified as platforms
  • Terminal value dominance suggests sensitivity to long-run assumptions