IMXI International Money Express, Inc.
$15.22
Platform & Compounding FCF 50%
Two-stage FCF DCF
Strong · Conviction

Overvalued

Trading 57.1% above fair value

You pay $15.22
Bear $6.13
Fair $9.69
Bull $13.30
Bear $6.13 -59.7% 7% stage 1 growth, 11% discount
Fair $9.69 -36.3% 11% stage 1 growth, 11% discount
Bull $13.30 -12.6% 15% stage 1 growth, 11% discount

Key Value Driver

FCF growth rate (11% base case)

Terminal Value % of EV 40%
Implied Market Multiple 57.1x

Summary

Our base-case estimate uses a two-stage discounted cash flow model based on free cash flow. We then blend that result with the average analyst price target of $27.00 from 12 analysts, using a 20% weight on analyst consensus. That produces an estimated intrinsic value of $9.69 per share.

Warnings

Wall Street's average price target is $27.00 (from 12 analysts). Our estimate is 80% below the consensus -- consider that gap carefully.

Key Risks

  • P/E alone misleads — earnings depressed by growth investment
  • Cyclical or commodity businesses may be misclassified as platforms
  • Terminal value dominance suggests sensitivity to long-run assumptions