IIIV i3 Verticals, Inc.
$20.02
Platform & Compounding FCF 50%
Two-stage FCF DCF
Mild · Conviction

Overvalued

Trading 1.7% above fair value

You pay $20.02
Bear $16.45
Fair $19.69
Bull $22.65
Bear $16.45 -17.8% 4% stage 1 growth, 11% discount
Fair $19.69 -1.6% 7% stage 1 growth, 11% discount
Bull $22.65 +13.1% 9% stage 1 growth, 11% discount

Key Value Driver

FCF growth rate (7% base case)

Terminal Value % of EV 37%
Implied Market Multiple 21.4x

Summary

Our base-case estimate uses a two-stage discounted cash flow model based on free cash flow. We then blend that result with the average analyst price target of $28.00 from 15 analysts, using a 25% weight on analyst consensus. That produces an estimated intrinsic value of $19.69 per share.

Warnings

Stock-based employee pay equals 103% of profits. This dilutes existing shareholders, so cash flow alone overstates what owners really earn.
Wall Street's average price target is $28.00 (from 15 analysts). Our estimate is 40% below the consensus -- consider that gap carefully.

Key Risks

  • P/E alone misleads — earnings depressed by growth investment
  • Cyclical or commodity businesses may be misclassified as platforms
  • Terminal value dominance suggests sensitivity to long-run assumptions