IBTA Ibotta, Inc.
$32.30
Platform & Compounding FCF 85%
Two-stage FCF DCF
Moderate · Conviction

Undervalued

Trading 35.8% below fair value

You pay $32.30
Bear $34.55
Fair $50.28
Bull $67.57
Bear $34.55 +7.0% 9% stage 1 growth, 11% discount
Fair $50.28 +55.7% 15% stage 1 growth, 11% discount
Bull $67.57 +109.2% 19% stage 1 growth, 11% discount

Key Value Driver

FCF growth rate (15% base case)

Terminal Value % of EV 42%
Implied Market Multiple 16.8x
Market is pricing in (growth) 6.6% vs 14.5% base

Summary

Our base-case estimate uses a two-stage discounted cash flow model based on free cash flow. We then blend that result with the average analyst price target of $37.67 from 9 analysts, using a 20% weight on analyst consensus. That produces an estimated intrinsic value of $50.28 per share.

Warnings

Stock-based employee pay equals 1235% of profits. This dilutes existing shareholders, so cash flow alone overstates what owners really earn.
Wall Street's average price target is $37.67 (from 9 analysts). Our estimate is 42% above the consensus -- consider that gap carefully.

Key Risks

  • P/E alone misleads — earnings depressed by growth investment
  • Cyclical or commodity businesses may be misclassified as platforms
  • Terminal value dominance suggests sensitivity to long-run assumptions