HTT
High Templar Tech Limited
$3.00
+0.01
(+0.33%)
Mkt Cap
485.73M
Volume
269,313
52W Range
1.88-5.08
Sector
Financial Services
Beta
1.21
EPS (TTM)
4.27
P/E Ratio
0.70
Revenue (TTM)
40.92M
Rev Growth (5Y)
-59.4%
EPS Growth (5Y)
+2.9%
AlphaVal · Fair Value
What we estimate one share is worth
$5.97
Undervalued
strong signal
49.7% below fair value
Modeled from cash flows & growth.
AlphaQuality · Grade
How strong & durable the business is
B-
Banks, Insurers & Asset Managers
68.2 / 100 composite
A bank, insurer or asset manager — graded A–F vs. similar companies.
Company Description
Qudian Inc. functions as a technology enterprise primarily serving individual consumers across the People's Republic of China. The company's principal activities encompass the provision of micro-credit and short-term cash advances, alongside financial leasing and credit guarantee solutions. Additionally, Qudian offers technology development and support services. In a more recent diversification, the firm also supplies ready-to-cook meal kits, catering specifically to the needs of the working-class demographic. Founded in 2014, its corporate headquarters are situated in Xiamen, China.
Track Record
Showing latest 4 periods • Swipe for more
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 40.92M | 216.43M | 126.34M | 577.49M | 1.65B | 3.69B | 8.84B | 7.69B | 4.78B | 1.44B | 235.01M | 32.18M |
| Net Income | 708.63M | 91.73M | 39.13M | (361.96M) | 589.07M | 958.82M | 3.26B | 2.49B | 2.16B | 576.65M | (233.16M) | (54.37M) |
| EPS | 4.37 | 0.50 | 0.18 | -1.47 | 2.32 | 3.78 | 11.72 | 7.82 | 17.12 | 1.75 | -2.94 | -0.69 |
| Free Cash Flow | 570.44M | (429.00M) | (213.01M) | (12.76M) | 443.63M | 2.25B | 5.43B | 3.19B | 3.06B | 789.46M | (103.83M) | (42.21M) |
| FCF / Share | 3.61 | -2.35 | -0.98 | -0.05 | 1.75 | 8.43 | 18.19 | 10.02 | 10.08 | 2.39 | -1.31 | -0.53 |
| Operating CF | 687.06M | (111.00M) | 352.02M | 260.87M | 922.07M | 2.47B | 5.50B | 3.33B | 3.08B | 794.06M | (102.32M) | (40.69M) |
| Total Assets | 13.62B | 12.46B | 12.48B | 12.75B | 14.09B | 13.40B | 18.36B | 16.25B | 19.38B | 7.12B | 2.68B | 543.89M |
| Total Debt | 1.58B | 787.40M | 69.70M | 152.05M | 1.03B | 1.03B | 3.43B | 4.27B | 8.49B | 4.26B | 1.65B | 467.87M |
| Cash & Equiv | 7.06B | 4.26B | 7.21B | 3.50B | 2.07B | 1.54B | 2.86B | 2.50B | 6.83B | 785.77M | 210.11M | 1.93M |
| Book Value | 11.64B | 11.29B | 11.69B | 12.04B | 12.52B | 11.90B | 11.92B | 10.82B | 9.54B | 2.51B | (631.37M) | (38.06M) |
| Return on Equity | 0.06 | 0.01 | 0.00 | -0.03 | 0.05 | 0.08 | 0.27 | 0.23 | 0.23 | 0.23 | N/A | N/A |
| Metric | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 3.12M | 8.52M | 3.49M | 25.79M | 52.24M | 55.02M | 53.33M | 55.85M | 63.79M | 29.60M | 11.09M | 21.86M |
| Net Income | (160.89M) | 409.90M | 311.76M | 150.10M | (66.36M) | 131.91M | 99.79M | (73.61M) | (117.07M) | (181.23M) | (76.86M) | 414.30M |
| EPS | -1.02 | 2.55 | 1.92 | 0.82 | -0.36 | 0.73 | 0.53 | -0.38 | -0.57 | -0.84 | -0.34 | 1.82 |
| Free Cash Flow | N/A | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 68.16M | (43.01M) | 48.03M |
| FCF / Share | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0.32 | -0.19 | 0.21 |
| Operating CF | N/A | N/A | 0 | 0 | (802.38M) | 0 | 0 | 0 | 0 | 68.16M | (43.01M) | 48.03M |
| Total Assets | 13.62B | N/A | 12.75B | 12.65B | 12.46B | 12.55B | 12.00B | 12.29B | 12.48B | 12.65B | 12.90B | 13.03B |
| Total Debt | 1.58B | N/A | 732.48M | 753.81M | 787.40M | 791.51M | 71.22M | 69.57M | 69.70M | 80.90M | 9.37M | 155.43M |
| Cash & Equiv | 7.06B | N/A | 4.03B | 4.82B | 4.26B | 4.85B | 4.85B | 7.04B | 7.21B | 7.23B | 5.01B | 5.00B |
| Book Value | 11.64B | N/A | 11.58B | 11.36B | 11.29B | 11.45B | 11.45B | 11.45B | 11.69B | 11.95B | 12.35B | 12.40B |
| Return on Equity | -0.01 | N/A | 0.03 | 0.01 | -0.01 | 0.01 | 0.01 | -0.01 | -0.01 | -0.02 | -0.01 | 0.03 |
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