Profitability
Weight: 25%
C
55
Scored using ROA (NIM proxy) — financial-archetype substitution.
- 5yr Avg ROA 1.1%
- Operating Margin Trend -2.87 pp/yr
HTH
Hilltop Holdings Inc.
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 20%
B
73
Scored using ROTCE — financial-archetype substitution.
- 5yr Avg ROTCE 9.2%
- 5yr Share-Count CAGR -6.2%
Growth Quality
Weight: 10%
B-
63
Scored using BVPS — financial-archetype substitution.
- 5yr BVPS CAGR 10.6%
- 5yr EPS CAGR -13.0%
- Positive-EPS Years (5) 5/5
Cash Generation
Weight: 5%
A
90
Scored using OCF/NI — banks have no FCF concept.
- 5yr OCF/NI 3.71x
Balance Sheet
Weight: 30%
B-
66
Scored using Equity/Assets — financial-archetype substitution.
- Equity / Assets 13.7%
- Interest Coverage (EBIT/Int) 0.64x
Stability
Weight: 10%
C
51
- EPS Volatility (σ/μ) 0.52
- Piotroski F-Score 7
- Negative-Revenue Years (5) 2/5
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.1 of 2 gurus held; 1 added; 2 full exits.
- Holders
- 1 -1
- Avg Δ position
- +881.4%
- New buys
- 0
- Full exits
- 2