HOV Hovnanian Enterprises, Inc.
$134.82
Cyclical & Capital-Intensive 80%
Normalized Earnings × Cycle Multiple
Strong · Conviction

Undervalued

Trading 69.0% below fair value

You pay $134.82
Bear $319.00
Fair $435.00
Bull $551.00
Bear $319.00 +136.6% $29.00 × 14x + net cash
Fair $435.00 +222.7% $29.00 × 18x + net cash
Bull $551.00 +308.7% $29.00 × 22x + net cash

Key Value Driver

Through-cycle normalized EPS ($29.00)

Implied Market Multiple 4.6x

Summary

Using 7-year normalized EPS of $29.00 at a 18x cycle multiple, the base-case value is $435.00 per share. P/TBV cross-check: 0.8x.

Warnings

This company has a built-in lending arm whose debt is mixed in with the main business. We capped the debt adjustment to avoid overstating what the core business owes.

Key Risks

  • Standard 10-year DCF produces unreliable terminal values for cyclicals
  • 'Cheap' P/E at cycle peak is the most common value trap — normalize first
  • Captive finance subsidiaries have different risk profiles from manufacturing