Back
HONE HarborOne Bancorp, Inc.
Banks, Insurers & Asset Managers
C 56.7 / 100 composite

AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.

Profitability

Weight: 25%
D+ 41

Scored using ROA (NIM proxy) — financial-archetype substitution.

  • 5yr Avg ROA 0.7%
  • Operating Margin Trend -4.53 pp/yr

Capital Efficiency

Weight: 20%
B 69

Scored using ROTCE — financial-archetype substitution.

  • 5yr Avg ROTCE 8.2%
  • 5yr Share-Count CAGR -6.5%

Growth Quality

Weight: 10%
B- 64

Scored using BVPS — financial-archetype substitution.

  • 5yr BVPS CAGR 9.2%
  • 5yr EPS CAGR -5.3%
  • Positive-EPS Years (5) 5/5

Cash Generation

Weight: 5%
A+ 95

Scored using OCF/NI — banks have no FCF concept.

  • 5yr OCF/NI 1.64x

Balance Sheet

Weight: 30%
C 57

Scored using Equity/Assets — financial-archetype substitution.

  • Equity / Assets 10.0%
  • Interest Coverage (EBIT/Int) 0.24x

Stability

Weight: 10%
C- 44
  • EPS Volatility (σ/μ) 0.86
  • Piotroski F-Score 8
  • Negative-Revenue Years (5) 2/5

Guru Flow

Curated superinvestor sentiment — not part of the AlphaQuality grade.
Insufficient Data

Not enough curated-guru data to call a flow.

As of Q1 2026