Profitability
Weight: 25%
F
24
Scored using ROA (NIM proxy) — financial-archetype substitution.
- 5yr Avg ROA 0.2%
- Operating Margin Trend -13.46 pp/yr
HMST
HomeStreet, Inc.
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 20%
D+
39
Scored using ROTCE — financial-archetype substitution.
- 5yr Avg ROTCE 3.1%
- 5yr Share-Count CAGR 0.0%
Growth Quality
Weight: 10%
F
19
Scored using BVPS — financial-archetype substitution.
- 5yr BVPS CAGR -0.0%
- 5yr EPS CAGR -36.1%
- Positive-EPS Years (5) 2/5
Cash Generation
Weight: 5%
A+
94
Scored using OCF/NI — banks have no FCF concept.
- 5yr OCF/NI 1.75x
Balance Sheet
Weight: 30%
C+
62
Scored using Equity/Assets — financial-archetype substitution.
- Equity / Assets 12.8%
- Interest Coverage (EBIT/Int) 0.00x
Stability
Weight: 10%
D+
41
- EPS Volatility (σ/μ) 0.48
- Piotroski F-Score 5
- Negative-Revenue Years (5) 3/5
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.Not enough curated-guru data to call a flow.
- Cooperman sold -100%