HBNC
Horizon Bancorp, Inc.
$18.34
-0.08
(-0.43%)
Mkt Cap
941.39M
Volume
232,104
52W Range
14.34-19.07
Sector
Financial Services
Beta
0.82
EPS (TTM)
-3.18
P/E Ratio
-5.75
Revenue (TTM)
96.08M
Rev Growth (5Y)
-16.5%
EPS Growth (5Y)
N/A
AlphaVal · Fair Value
$22.70
Fair Value · Moderate
19.2% below fair value
AlphaQuality · Grade
D+
Banks, Insurers & Asset Managers
43.4 / 100 composite
Company Description
Horizon Bancorp, Inc. operates as the bank holding company for Horizon Bank that provides a range of commercial and retail banking services. The company offers various deposits. It also provides commercial, residential real estate, mortgage warehouse, and consumer loans. In addition, the company offers corporate and individual trust and agency, investment management, and real estate investment trust services; and sells various insurance products. It operates through a network of 78 full-service offices in northern and central Indiana and southern and central Michigan. Horizon Bancorp, Inc. was founded in 1873 and is headquartered in Michigan City, Indiana.
Track Record
Showing latest 4 periods • Swipe for more
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 103.17M | 355.38M | 319.32M | 278.07M | 246.57M | 254.37M | 242.76M | 194.24M | 156.65M | 136.40M | 111.64M | 97.71M |
| Net Income | (150.48M) | 35.43M | 27.98M | 93.41M | 87.09M | 68.50M | 66.54M | 53.12M | 33.12M | 23.91M | 20.55M | 18.10M |
| EPS | -3.14 | 0.81 | 0.64 | 2.14 | 1.99 | 1.56 | 1.53 | 1.39 | 0.96 | 0.79 | 0.86 | 0.88 |
| Free Cash Flow | 74.28M | 1.28M | 81.16M | 87.95M | 104.91M | 72.90M | 169.76M | 68.85M | 46.38M | 24.16M | N/A | N/A |
| FCF / Share | 1.46 | 0.03 | 1.86 | 2.02 | 2.40 | 1.66 | 3.90 | 1.80 | 1.34 | 0.81 | N/A | N/A |
| Operating CF | 79.23M | 6.37M | 88.94M | 94.38M | 106.35M | 78.77M | 174.37M | 72.29M | 49.06M | 25.55M | N/A | N/A |
| Total Assets | 6.44B | 7.80B | 7.94B | 7.87B | 7.41B | 5.89B | 5.24B | 4.25B | 3.96B | 3.14B | N/A | N/A |
| Total Debt | 404.49M | 1.35B | 1.04B | 1.01B | 828.27M | 590.15M | 606.05M | 588.22M | 601.81M | 324.44M | N/A | N/A |
| Cash & Equiv | 66.81M | 294.17M | 526.51M | 126.32M | 598.29M | 258.68M | 107.29M | 74.24M | 76.44M | 70.83M | N/A | N/A |
| Book Value | 688.25M | 763.58M | 718.81M | 677.38M | 723.21M | 692.22M | 656.02M | 491.99M | 457.08M | 340.86M | N/A | N/A |
| Return on Equity | -0.22 | 0.05 | 0.04 | 0.14 | 0.12 | 0.10 | 0.10 | 0.11 | 0.07 | 0.07 | N/A | N/A |
| Metric | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 97.89M | 100.75M | (203.74M) | 101.17M | 104.98M | 63.11M | 101.36M | 96.43M | 94.47M | 61.72M | 90.83M | 86.47M |
| Net Income | 26.17M | 26.92M | (221.99M) | 20.64M | 23.94M | (10.88M) | 18.18M | 14.14M | 13.99M | (25.21M) | 16.20M | 18.76M |
| EPS | 0.51 | 0.53 | -4.69 | 0.47 | 0.55 | -0.25 | 0.42 | 0.32 | 0.32 | -0.58 | 0.37 | 0.43 |
| Free Cash Flow | 20.76M | 32.63M | 9.40M | 18.13M | 14.12M | (50.17M) | 31.00M | 15.09M | 5.37M | 13.64M | 28.68M | 14.09M |
| FCF / Share | 0.41 | 0.64 | 0.20 | 0.41 | 0.32 | -1.15 | 0.71 | 0.35 | 0.12 | 0.31 | 0.66 | 0.32 |
| Operating CF | 20.76M | 33.57M | 10.91M | 19.50M | 15.24M | (48.37M) | 32.28M | 15.92M | 6.54M | 14.98M | 29.84M | 18.80M |
| Total Assets | 6.56B | 6.44B | 6.71B | 7.65B | 7.63B | 7.80B | 7.93B | 7.91B | 7.86B | 7.94B | 7.96B | 7.96B |
| Total Debt | 381.83M | 404.49M | 458.82M | 1.09B | 1.01B | 1.35B | 1.38B | 1.47B | 1.47B | 1.04B | 1.47B | 1.47B |
| Cash & Equiv | 68.35M | 66.81M | 458.25M | 135.89M | 169.67M | 294.17M | 235.57M | 147.82M | 272.80M | 528.50M | 177.34M | 231.44M |
| Book Value | 699.03M | 688.25M | 660.77M | 790.85M | 776.06M | 763.58M | 754.82M | 726.66M | 721.25M | 718.81M | 693.37M | 709.24M |
| Return on Equity | 0.04 | 0.04 | -0.34 | 0.03 | 0.03 | -0.01 | 0.02 | 0.02 | 0.02 | -0.04 | 0.02 | 0.03 |
HBNC News
What Makes Horizon Bancorp (HBNC) a New Buy Stock
Horizon Bancorp (IN) Q1 Earnings Call Highlights
Horizon Bancorp, Inc. (HBNC) Q1 2026 Earnings Call Transcript
Horizon Bancorp Continues To Benefit From Steps Taken In 2025
Compared to Estimates, Horizon Bancorp (HBNC) Q1 Earnings: A Look at Key Metrics
Horizon Bancorp (HBNC) Q1 Earnings and Revenues Surpass Estimates
Horizon Bancorp, Inc. Reports First Quarter 2026 Results, Highlighted by Continued Peer Leading Profitability Metrics and Solid Capital Growth
Horizon Bancorp (IN) (HBNC) to Release Quarterly Earnings on Wednesday
Deprince Race & Zollo Inc. Purchases 40,913 Shares of Horizon Bancorp (IN) $HBNC
Horizon Bancorp, Inc. Announces Conference Call to Review First Quarter Results on April 23