Profitability
Weight: 25%
A+
96
Scored using ROA (NIM proxy) — financial-archetype substitution.
- 5yr Avg ROA 1.7%
- Operating Margin Trend +7.25 pp/yr
HASI
HA Sustainable Infrastructure Capital, Inc.
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 20%
D-
30
Scored using ROTCE — financial-archetype substitution.
- 5yr Avg ROTCE 5.4%
- 5yr Share-Count CAGR 12.0%
Growth Quality
Weight: 10%
B-
68
Scored using BVPS — financial-archetype substitution.
- 5yr BVPS CAGR 10.0%
- 5yr EPS CAGR -1.7%
- Positive-EPS Years (5) 5/5
Cash Generation
Weight: 5%
D-
31
Scored using OCF/NI — banks have no FCF concept.
- 5yr OCF/NI 0.41x
Balance Sheet
Weight: 30%
B+
78
Scored using Equity/Assets — financial-archetype substitution.
- Equity / Assets 31.4%
- Interest Coverage (EBIT/Int) 1.94x
Stability
Weight: 10%
C-
50
- EPS Volatility (σ/μ) 0.54
- Piotroski F-Score 7
- Negative-Revenue Years (5) 2/5
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.Not enough curated-guru data to call a flow.