GWRE Guidewire Software, Inc.
$140.26
Platform & Compounding FCF 80%
Two-stage FCF DCF
Moderate · Conviction

Overvalued

Trading 27.5% above fair value

You pay $140.26
Bear $75.18
Fair $110.03
Bull $147.97
Bear $75.18 -46.4% 8% stage 1 growth, 11% discount
Fair $110.03 -21.6% 14% stage 1 growth, 11% discount
Bull $147.97 +5.5% 18% stage 1 growth, 11% discount

Key Value Driver

FCF growth rate (14% base case)

Terminal Value % of EV 42%
Implied Market Multiple 66.0x

Summary

Our base-case estimate uses a two-stage discounted cash flow model based on free cash flow. We then blend that result with the average analyst price target of $245.17 from 26 analysts, using a 25% weight on analyst consensus. That produces an estimated intrinsic value of $110.03 per share.

Warnings

Stock-based employee pay equals 231% of profits. This dilutes existing shareholders, so cash flow alone overstates what owners really earn.
Wall Street's average price target is $245.17 (from 26 analysts). Our estimate is 73% below the consensus -- consider that gap carefully.

Key Risks

  • P/E alone misleads — earnings depressed by growth investment
  • Cyclical or commodity businesses may be misclassified as platforms
  • Terminal value dominance suggests sensitivity to long-run assumptions