GWRE Guidewire Software, Inc.
$132.13
Platform & Compounding FCF 80%
Two-stage FCF DCF
Moderate · Conviction

Overvalued

Trading 31.1% above fair value

You pay $132.13
Bear $68.87
Fair $100.80
Bull $135.55
Bear $68.87 -47.9% 8% stage 1 growth, 11% discount
Fair $100.80 -23.7% 14% stage 1 growth, 11% discount
Bull $135.55 +2.6% 18% stage 1 growth, 11% discount

Key Value Driver

FCF growth rate (14% base case)

Terminal Value % of EV 42%
Implied Market Multiple 60.7x
Market is pricing in (growth) 23.8% vs 14.1% base

Summary

Our base-case estimate uses a two-stage discounted cash flow model based on free cash flow. We then blend that result with the average analyst price target of $204.11 from 26 analysts, using a 25% weight on analyst consensus. That produces an estimated intrinsic value of $100.80 per share.

Warnings

Stock-based employee pay equals 231% of profits. This dilutes existing shareholders, so cash flow alone overstates what owners really earn.
Wall Street's average price target is $204.11 (from 26 analysts). Our estimate is 67% below the consensus -- consider that gap carefully.

Key Risks

  • P/E alone misleads — earnings depressed by growth investment
  • Cyclical or commodity businesses may be misclassified as platforms
  • Terminal value dominance suggests sensitivity to long-run assumptions