GWRE Guidewire Software, Inc.
$136.13
Platform & Compounding FCF 80%
Two-stage FCF DCF
Moderate · Conviction

Overvalued

Trading 34.0% above fair value

You pay $136.13
Bear $69.39
Fair $101.55
Bull $136.57
Bear $69.39 -49.0% 8% stage 1 growth, 11% discount
Fair $101.55 -25.4% 14% stage 1 growth, 11% discount
Bull $136.57 +0.3% 18% stage 1 growth, 11% discount

Key Value Driver

FCF growth rate (14% base case)

Terminal Value % of EV 42%
Implied Market Multiple 62.7x
Market is pricing in (growth) 24.2% vs 14.1% base

Summary

Our base-case estimate uses a two-stage discounted cash flow model based on free cash flow. We then blend that result with the average analyst price target of $207.13 from 26 analysts, using a 25% weight on analyst consensus. That produces an estimated intrinsic value of $101.55 per share.

Warnings

Stock-based employee pay equals 231% of profits. This dilutes existing shareholders, so cash flow alone overstates what owners really earn.
Wall Street's average price target is $207.13 (from 26 analysts). Our estimate is 68% below the consensus -- consider that gap carefully.

Key Risks

  • P/E alone misleads — earnings depressed by growth investment
  • Cyclical or commodity businesses may be misclassified as platforms
  • Terminal value dominance suggests sensitivity to long-run assumptions