Profitability
Weight: 25%
A-
81
Scored using ROA (NIM proxy) — financial-archetype substitution.
- 5yr Avg ROA 1.9%
- Operating Margin Trend -0.24 pp/yr
GPN
Global Payments Inc.
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 20%
A+
100
Scored using ROTCE — financial-archetype substitution.
- 5yr Avg ROTCE 63.7%
- 5yr Share-Count CAGR -4.9%
Growth Quality
Weight: 10%
A-
84
Scored using BVPS — financial-archetype substitution.
- 5yr BVPS CAGR 5.8%
- 5yr EPS CAGR 15.4%
- Positive-EPS Years (5) 5/5
Cash Generation
Weight: 5%
A
90
Scored using OCF/NI — banks have no FCF concept.
- 5yr OCF/NI 5.89x
Balance Sheet
Weight: 30%
A-
84
Scored using Equity/Assets — financial-archetype substitution.
- Equity / Assets 42.9%
- Interest Coverage (EBIT/Int) 3.12x
Stability
Weight: 10%
D+
40
- EPS Volatility (σ/μ) 0.59
- Piotroski F-Score 3
- Negative-Revenue Years (5) 1/5
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.3 of 4 gurus held; 1 added; 2 trimmed; 1 full exit.
- Holders
- 3 -1
- Avg Δ position
- +26.9%
- New buys
- 0
- Full exits
- 1