Profitability
Weight: 25%
D
35
Scored using loss ratio — insurer-archetype substitution.
- Loss Ratio 137.8%
- Loss Ratio Trend -4.56 pp/yr
GNW
Genworth Financial, Inc.
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 15%
C
57
- 5yr Avg ROE 4.9%
- 5yr Share-Count CAGR -4.1%
Growth Quality
Weight: 10%
A-
80
Scored using premium growth cross-checked against loss-ratio trend — insurer-archetype substitution.
- 5yr Premium CAGR 246.6%
- Loss Ratio Trend (growth quality check) -4.56 pp/yr
- Revenue-Growth Years (5) 0/5
Cash Generation
Weight: 15%
B
73
Scored using reserve development and loss-ratio stability — insurer-archetype substitution.
- Reserve Development 4.9%
- Loss Ratio Stability (σ) 0.49
Balance Sheet
Weight: 25%
B
70
Scored using premiums-to-surplus — insurer-archetype substitution.
- Premiums / Surplus 0.40x
- Interest Coverage (EBIT/Int) 5.12x
Stability
Weight: 10%
D-
29
- EPS Volatility (σ/μ) 0.62
- Negative-Revenue Years (5) 5/5
- Piotroski F-Score 6
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.3 of 3 gurus held; 3 trimmed; 1 full exit.
- Holders
- 3
- Avg Δ position
- -27.5%
- New buys
- 0
- Full exits
- 1
- Greenblatt sold -100%
- Wood decreased -37%
- Cooperman decreased -29%