Profitability
Weight: 25%
C
53
Scored using ROA (NIM proxy) — financial-archetype substitution.
- 5yr Avg ROA 1.0%
- Operating Margin Trend -6.21 pp/yr
FSBC
Five Star Bancorp
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 20%
C-
48
Scored using ROTCE — financial-archetype substitution.
- 5yr Avg ROTCE 10.9%
- 5yr Share-Count CAGR 9.1%
Growth Quality
Weight: 10%
B
73
Scored using BVPS — financial-archetype substitution.
- 5yr BVPS CAGR 29.2%
- 5yr EPS CAGR 0.6%
- Positive-EPS Years (5) 5/5
Cash Generation
Weight: 5%
A-
87
Scored using OCF/NI — banks have no FCF concept.
- 5yr OCF/NI 0.97x
Balance Sheet
Weight: 30%
C
56
Scored using Equity/Assets — financial-archetype substitution.
- Equity / Assets 9.4%
- Interest Coverage (EBIT/Int) 0.86x
Stability
Weight: 10%
C-
45
- EPS Volatility (σ/μ) 1.41
- Piotroski F-Score 6
- Negative-Revenue Years (5) 0/5
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.1 of 1 gurus held; 1 added.
- Holders
- 1
- Avg Δ position
- +49.0%
- New buys
- 0
- Full exits
- 0
- Cooperman increased +49%