Profitability
Weight: 25%
D
36
Scored using efficiency ratio — bank-archetype substitution.
- Efficiency Ratio (FY2025) 62.1%
- Efficiency Ratio Trend +2.42 pp/yr
FRST
Primis Financial Corp
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
⚠ 2 of the last 5 fiscal years showed negative net income — AlphaQuality will not grade above F for persistent unprofitability in a banks, insurers & asset managers business.
Grade overrides the 30.0 pillar composite — hard gates always win.
Capital Efficiency
Weight: 15%
D+
40
- 5yr Avg ROE 3.8%
- 5yr Share-Count CAGR 0.3%
Growth Quality
Weight: 15%
C+
60
Scored using revenue growth cross-checked against efficiency-ratio trend — bank-archetype substitution.
- 5yr Revenue CAGR 18.9%
- Efficiency Ratio Trend (growth quality check) +2.42 pp/yr
- Revenue-Growth Years (5) 4/5
Cash Generation
Weight: 15%
F
8
Scored using efficiency-ratio stability — bank-archetype substitution.
- Efficiency Ratio Stability (σ) 0.12
Balance Sheet
Weight: 20%
A-
81
Scored using equity-to-assets — bank-archetype substitution.
- Equity / Assets 10.4%
Stability
Weight: 10%
C-
49
- EPS Volatility (σ/μ) 0.61
- Negative-Revenue Years (5) 1/5
- Piotroski F-Score 6
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.1 of 1 gurus held; 1 trimmed.
- Holders
- 1
- Avg Δ position
- -58.9%
- New buys
- 0
- Full exits
- 0
- Wood decreased -59%