Profitability
Weight: 25%
B-
64
Scored using ROA (NIM proxy) — financial-archetype substitution.
- 5yr Avg ROA 1.6%
- Operating Margin Trend -8.81 pp/yr
FRHC
Freedom Holding Corp.
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 20%
B+
77
Scored using ROTCE — financial-archetype substitution.
- 5yr Avg ROTCE 15.3%
- 5yr Share-Count CAGR 0.7%
Growth Quality
Weight: 10%
B-
65
Scored using BVPS — financial-archetype substitution.
- 5yr BVPS CAGR 37.7%
- 5yr EPS CAGR -10.1%
- Positive-EPS Years (5) 5/5
Cash Generation
Weight: 5%
A
90
Scored using OCF/NI — banks have no FCF concept.
- 5yr OCF/NI 2.33x
Balance Sheet
Weight: 30%
B-
65
Scored using Equity/Assets — financial-archetype substitution.
- Equity / Assets 11.3%
- Interest Coverage (EBIT/Int) 1.46x
Stability
Weight: 10%
C-
47
- EPS Volatility (σ/μ) 0.91
- Piotroski F-Score 6
- Negative-Revenue Years (5) 0/5
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.0 of 2 gurus held; 2 full exits.
- Holders
- 0 -2
- Avg Δ position
- —
- New buys
- 0
- Full exits
- 2