Profitability
Weight: 25%
B
70
Scored using ROA (NIM proxy) — financial-archetype substitution.
- 5yr Avg ROA 2.1%
- Operating Margin Trend -4.89 pp/yr
FRHC
Freedom Holding Corp.
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 20%
A-
82
Scored using ROTCE — financial-archetype substitution.
- 5yr Avg ROTCE 18.8%
- 5yr Share-Count CAGR 0.9%
Growth Quality
Weight: 10%
B-
65
Scored using BVPS — financial-archetype substitution.
- 5yr BVPS CAGR 72.1%
- 5yr EPS CAGR -14.0%
- Positive-EPS Years (5) 5/5
Cash Generation
Weight: 5%
A
90
Scored using OCF/NI — banks have no FCF concept.
- 5yr OCF/NI 2.83x
Balance Sheet
Weight: 30%
B-
66
Scored using Equity/Assets — financial-archetype substitution.
- Equity / Assets 12.2%
- Interest Coverage (EBIT/Int) 1.21x
Stability
Weight: 10%
D+
42
- EPS Volatility (σ/μ) 0.98
- Piotroski F-Score 5
- Negative-Revenue Years (5) 0/5
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.0 of 2 gurus held; 2 full exits.
- Holders
- 0 -2
- Avg Δ position
- —
- New buys
- 0
- Full exits
- 2