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FMCCT Federal Home Loan Mortgage Corporation
Banks, Insurers & Asset Managers
C- 45.5 / 100 composite

AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.

Profitability

Weight: 25%
C+ 57

Scored using ROA (NIM proxy) — financial-archetype substitution.

  • 5yr Avg ROA 0.3%
  • Operating Margin Trend +13.75 pp/yr

Capital Efficiency

Weight: 20%
A- 82

Scored using ROTCE — financial-archetype substitution.

  • 5yr Avg ROTCE 15.5%
  • 5yr Share-Count CAGR 0.0%

Growth Quality

Weight: 10%
F 23

Scored using BVPS — financial-archetype substitution.

  • 5yr BVPS CAGR 0.0%
  • 5yr EPS CAGR -78.5%
  • Positive-EPS Years (5) 3/5

Cash Generation

Weight: 5%
A+ 95

Scored using OCF/NI — banks have no FCF concept.

  • 5yr OCF/NI 1.14x

Balance Sheet

Weight: 30%
F 12

Scored using Equity/Assets — financial-archetype substitution.

  • Equity / Assets 2.0%
  • Interest Coverage (EBIT/Int) 1.12x

Stability

Weight: 10%
D+ 43
  • EPS Volatility (σ/μ) 1.05
  • Piotroski F-Score 7
  • Negative-Revenue Years (5) 1/5

Guru Flow

Curated superinvestor sentiment — not part of the AlphaQuality grade.
Not Followed

Not held by any curated guru.