Profitability
Weight: 25%
C
54
Scored using ROA (NIM proxy) — financial-archetype substitution.
- 5yr Avg ROA 0.9%
- Operating Margin Trend -1.18 pp/yr
FMBH
First Mid Bancshares, Inc.
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 20%
C-
47
Scored using ROTCE — financial-archetype substitution.
- 5yr Avg ROTCE 10.3%
- 5yr Share-Count CAGR 7.5%
Growth Quality
Weight: 10%
A
89
Scored using BVPS — financial-archetype substitution.
- 5yr BVPS CAGR 16.9%
- 5yr EPS CAGR 7.5%
- Positive-EPS Years (5) 5/5
Cash Generation
Weight: 5%
A+
99
Scored using OCF/NI — banks have no FCF concept.
- 5yr OCF/NI 1.26x
Balance Sheet
Weight: 30%
B-
64
Scored using Equity/Assets — financial-archetype substitution.
- Equity / Assets 12.0%
- Interest Coverage (EBIT/Int) 1.00x
Stability
Weight: 10%
B
71
- EPS Volatility (σ/μ) 0.23
- Piotroski F-Score 5
- Negative-Revenue Years (5) 0/5
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.1 of 1 gurus held; 1 new buy; 1 full exit.
- Holders
- 1
- Avg Δ position
- —
- New buys
- 1
- Full exits
- 1